Net Interest Margin

State In The Spotlight: Pennsylvania

Besting national averages across various penetration and efficiency rates, financial cooperatives in the Keystone State are efficiently serving members and expanding books of business with their current staffing models.

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State In The Spotlight: Texas

The Loan Star State has the highest number of credit unions at 475, and its stellar growth and member metrics evokes the saying “Don’t mess with Texas.”

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Industry Insights

Favorable Margins Smile Upon Credit Unions

Third quarter data reveals strong earnings momentum among the nation’s financial cooperatives.
Features

2 Ways An Indiana Credit Union Builds Revenue

A new strategy at Purdue Federal has delivered a $1.5 million bump in interest income and an anticipated 3-basis-point jump in ROA.
Credit Union Industry Commentary

The Virtuous Circle Of Lower Fees And Higher Income

Interchange income at credit unions swaps places with punitive fees as a growing driver of industry revenue.
Industry Insights

What Drives Credit Union Revenue?

Credit unions generate income in a multitude of ways to stay competitive in a narrowing margin environment.
Graph Of The Week

6 Small Earnings Ratios With A Large Impact On Credit Unions

The national average for each of these six mighty metrics is less than 10 percentage points, but even a change of a few basis points ...
Industry Insights

State In The Spotlight: Pennsylvania

Besting national averages across various penetration and efficiency rates, financial cooperatives in the Keystone State are efficiently serving members and expanding books of business with ...
Industry Insights

State In The Spotlight: Texas

The Loan Star State has the highest number of credit unions at 475, and its stellar growth and member metrics evokes the saying “Don’t mess ...
Features

4 Benchmarks For All Credit Union Leaders

Lending and asset growth have been capturing industry headlines, but tight margins from sustained low interest rates and slowly rising operating expenses make some other ...
Features

DFCU Financial Posts Solid 1st Quarter Earnings

DFCU Financial has been in the media spotlight because of its bid to convert to a mutual savings bank. Find out how the credit union ...
Industry Insights

3 Takeaways From Trendwatch 3Q 2015

Third quarter performance data showcases credit union successes in lending and shares.
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