Niche Lending

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Putting Portland Rentals Within Reach

Consolidated Community Credit Union includes a security deposit loan among its package of new mortgage products that address the housing crunch in the Northwestern city’s ...
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Credit Unions Are Leading The Way In USDA Lending

A $112 million loan financed through a consortium of credit unions shines a light on the impact of the cooperative model in rural America.
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How Green Can You Go? VSECU Is All-In On Energy-Savings Lending.

Tree-hugging roots run deep at the Vermont credit union, which offers an array of lending and deposit products aimed at fighting climate change.
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Tried-And-True Tips To Serve A Niche Community

The CEO of Everence FCU shares why the cooperative’s mission is more relevant to a broader group of consumers than ever before.
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6 Lending Strategies That Make A Powerful Member Impact

These credit unions rallied around the needs of members to uncover hidden potential in the loan portfolio.
Callahan Collections

A Small But Mighty Response To Payday Lenders And Fintech Competitors

Credit unions are experimenting with employee-sponsored small-dollar loan programs at the urging of Filene and the FINRA Foundation.
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Whatever The Niche Might Be

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.
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A Fast Loan When Members Need Money Now

The Quick Loan from Digital FCU offers a lifeline when members have more month than paycheck.
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Funding Job Training With A Twist

A small Ohio credit union includes income replacement in a loan package aimed at spurring personal and community economic development.
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How CapEd Credit Union Helps Members Keep Cool Without Credit

The Idaho credit union’s weatherization loan offers an alternative to high-interest credit cards and HELOCs.

The American Budget Squeeze

The affordability crisis extends far beyond big-ticket expenses. As the rising cost of basic necessities outpaces income growth, household budgets are under strain and long-term financial stability is increasingly at risk.

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