A Small But Mighty Response To Payday Lenders And Fintech Competitors
Credit unions are experimenting with employee-sponsored small-dollar loan programs at the urging of Filene and the FINRA Foundation.
Credit unions are experimenting with employee-sponsored small-dollar loan programs at the urging of Filene and the FINRA Foundation.
A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.
The Quick Loan from Digital FCU offers a lifeline when members have more month than paycheck.
A small Ohio credit union includes income replacement in a loan package aimed at spurring personal and community economic development.
The Idaho credit union’s weatherization loan offers an alternative to high-interest credit cards and HELOCs.
Four can’t-miss data points this week on CreditUnions.com.
The regulator’s war on concentration risk belies the reality that all credit unions have niches and concentrations, and it’s an excuse not to creatively seek workouts in the cooperative spirit.
Five can’t-miss data points this week on CreditUnions.com.
A loan doesn’t have to be massive to be mighty. These high-impact programs have an outsize effect on members and communities.
In just four years, San Diego Metropolitan Credit Union has funded more than $75 million in energy-efficient home solar voltaic systems.
From yoga to YouTube, three credit unions share insight on what’s working, or not, in their shops.
Credit Union 1 is cultivating a people-first approach through a quarterly program that highlights different strategic goals and ties employee behavior to organization success.
A job-shadowing program at the Kansas City-area credit union has boosted internal promotion rates and helped less-tenured employees advance their careers.
HR leaders offer insights into their job titles, the impact they have on their credit unions, and how their roles have evolved as employee needs evolve.
Gallup data reveals only 20% of employees feel strongly connected to their workplace culture, with minimal differences across remote, hybrid, and on-site settings. Learn why this matters for credit unions.
Credit unions posted record revenue in the third quarter thanks to large gains in loan and investment income, yet asset quality worsened as the industry braced for interest rate cuts.
Credit union leaders share how they navigate a successful VA loan program and address challenges veterans face.
The president and CEO of the Defense Credit Union Council discusses similarities between the military and credit unions, the benefits of the “OODA loop,” and more.
The California cooperative transitioned to a centralized platform where risk assessments and controls are woven into the fabric of everyday processes.
Veterans reported higher levels of financial wellbeing than the average U.S. adult in a CFPB survey, but credit unions have room to help those experiencing hardship.
The NCUA’s Taxi Medallion Vendetta Threatens All Credit Unions