Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

2023 Credit Card Market Overview

This session, presented by TRK Advisors and Elan Credit Card, will explore how credit unions are competing against dominant credit card issuers and what to expect in 2023.

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Blogs

Credit Unions Are Spending Money To Lend Money

First quarter data shows the cost of funds increased 78 basis points annually as share certificate balance growth helped credit unions build liquidity.
Blogs

Credit Union Liquidity Profile By State

The failure of First Republic Bank in early May has consumers worried about liquidity in the financial system. Here’s where credit unions landed at year-end ...
Features

Top 5 Merchant Payments Trends To Watch For In 2023

Customer payment expectations continue to shift. From personalized rewards and offers to shopping cart access across platforms, learn more about these important merchant trends.
Blogs

Share Growth Slows In Lockstep With Personal Savings Rate

Annual share growth has slowed for seven straight quarters, mirroring the decline in the personal savings rate.
Blogs

Average Member Relationship Jumped $10,000 In The Past Decade

The increase comes as credit union hiring has not kept pace with membership growth.
Blogs

Which Credit Unions Top The Chart In Average Member Relationship?

The ability to expand existing member relationships is a strong foundation for any growth strategy.
Blogs

The Liquidity Crisis (And How To Handle It)

What has happened to liquidity in the past year, and how are credit unions managing the current dearth of incoming funds?
Features

The Scrum Team’s Work Makes The Dream Work

An Agile approach to project management is driving business transformation at Grow Financial Credit Union.

2023 Credit Card Market Overview

This session, presented by TRK Advisors and Elan Credit Card, will explore how credit unions are competing against dominant credit card issuers and what to expect in 2023.
Blogs

Will Tax Refunds Relieve Liquidity Fears?

Tax refunds typically underpin share growth in the first quarter; this year, these deposits are especially welcome.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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