Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

Features

Applying Lessons Learned From EMV To Faster Payments

Listening, communication, and adaptability can again power success on a new payment rail.
Industry Insights

State In The Spotlight: Iowa

As the industry looks for ways to accelerate deposits, it appears Iowa credit unions are ahead of the curve with higher than average share growth.
Industry Insights

Shares By The Numbers (2Q18)

Deposit balances were on the rise as annual growth hit 5.4% in the second quarter of 2018.
Industry Insights

Credit Cards By The Numbers (2Q18)

Although credit card penetration rates held steady at 17.3%, credit card loan balances increased 9.1% annually.
Industry Insights

Keeping The Deposits Matters As Much As Controlling The Payments

Panelists at the Credit Union Summit during PayThink 2018 discuss Zelle, product integration, and staying relevant.
Industry Insights

What Does A Culture & Values Officer Do?

Five can’t-miss data points this week on CreditUnions.com.
Industry Insights

The Payments Ecosystem Is Changing. Will You Be Ready?

3 takeaways from the Electronic Transactions Association’s TRANSACT Tech DC/ FinTech Policy Forum.
Industry Insights

Great Rates And Payment Space Invaders

Five can’t-miss data points this week on CreditUnions.com.
Features

Alexa, How Does Numerica Do Payments?

Early adoption and member convenience drive strategy at this Spokane cooperative.
Features

Maximizing Profit Through Risk-Based Pricing

Risk-based pricing helps credit card programs succeed and comply by rewarding low credit risk behaviors and increasing access to the underserved.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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