Innovation At The Speed Of Payments (Part 1)
Credit union leaders share how they’re navigating the fast lane of payments innovation—balancing speed, trust, and tech to meet rising member expectations.
Ops & Payments
Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.
Top Ops & Payments Articles
Ask An Analyst: How Is Gen Z Reshaping Payments?
In a rapidly evolving payments landscape, Gen Z prefers simpler, frictionless systems.
What Should Credit Unions Know About Stablecoins?
Congress is considering new legislation around cryptocurrency, and these new tools could have profound implications for the industry.
The Argument For Doubling Down On Deposits
July 30, 2015
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While banks drop free checking and debit reward programs, credit unions see checking accounts as the first stepping stone in building deeper member relationships.
5 Credit Unions Share How To Onboard EMV, Apple Pay, And RDC
July 13, 2015
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Pre-launch marketing, follow-up surveys, and individual attention are ingredients in the not-so-secret sauce for success.
Does Facebook Want To Be A Bank?
July 9, 2015
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With the introduction of peer-to-peer payments, Facebook makes a plea for handling its users’ money.
The United States Postal Service Wants To Deliver Financial Services
June 24, 2015
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In an effort to shore up its incessant losses, the USPS has a plan to offer financial services to the unbanked and underbanked.
How Altra Credit Union Targets Younger Members Through Mobile
June 8, 2015
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An aggressive mix of targeting and technology has helped the Wisconsin-based credit union decrease its average age and expand member usage.
3 Investment Strategies For 3 Life Stages
June 1, 2015
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Generations Community explains a three-pronged plan to catch members early and help them invest for life.
Should Credit Unions Settle For Same-Day Settlement? NACHA-rally.
May 29, 2015
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Opportunity, challenges seen in same-day settlement as Fed calls for comments on its plan to adopt new NACHA rules.
The Overlooked Female Market
May 28, 2015
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Women may earn less than men, but they wield greater power as the family’s key financial decision maker.
Understanding The Value Of Early Adopters
May 28, 2015
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Members who more readily accept new self-service options are a market segment worth cultivating.
CFPB Cuts To The Core On Overdraft Fees
May 28, 2015
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After big fine on big bank, bureau’s blanket probe of credit union core processor NSF settings raises eyebrows and call for self-examination.
The Argument For Doubling Down On Deposits
While banks drop free checking and debit reward programs, credit unions see checking accounts as the first stepping stone in building deeper member relationships.
5 Credit Unions Share How To Onboard EMV, Apple Pay, And RDC
Pre-launch marketing, follow-up surveys, and individual attention are ingredients in the not-so-secret sauce for success.
Does Facebook Want To Be A Bank?
With the introduction of peer-to-peer payments, Facebook makes a plea for handling its users’ money.
The United States Postal Service Wants To Deliver Financial Services
In an effort to shore up its incessant losses, the USPS has a plan to offer financial services to the unbanked and underbanked.
How Altra Credit Union Targets Younger Members Through Mobile
An aggressive mix of targeting and technology has helped the Wisconsin-based credit union decrease its average age and expand member usage.
3 Investment Strategies For 3 Life Stages
Generations Community explains a three-pronged plan to catch members early and help them invest for life.
Should Credit Unions Settle For Same-Day Settlement? NACHA-rally.
Opportunity, challenges seen in same-day settlement as Fed calls for comments on its plan to adopt new NACHA rules.
The Overlooked Female Market
Women may earn less than men, but they wield greater power as the family’s key financial decision maker.
Understanding The Value Of Early Adopters
Members who more readily accept new self-service options are a market segment worth cultivating.
CFPB Cuts To The Core On Overdraft Fees
After big fine on big bank, bureau’s blanket probe of credit union core processor NSF settings raises eyebrows and call for self-examination.
Browse Topics
Growth Is A Mindset, But Success Is In The Contract
Callahan & Associates
Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
Fraud Is Faster, Smarter, And Harder To Stop. Here’s How To.
Callahan & Associates
RKL offers insight, expertise, and experience to help fight off growing threats.
The Numbers Are Good. The Moment Is Hard.
William Hunt
Members are anxious about their financial futures, even as credit unions remain financially strong. Institutions that respond to this moment can make 2026 a turning point.
Wages Are Growing. Wallets Are Not.
Sherry Virden
Global events are flowing directly into household budgets, reshaping how credit union members save, borrow, and cope. Such trends don’t always show up in headline data.
Credit Unions Are Having A Margin Moment
Tony Waltrich
Credit unions are benefiting from a rare margin advantage as loans reprice slower than deposits. The question now is how institutions will use that strength to better serve members.
Where Have All The Members Gone?
Omar Shalabi
Membership growth is slowing, but financial activity is not. What does the modern financial relationship look like?
5 Takeaways From First Quarter Credit Union Performance Data
William Hunt
Inflation, war, and uncertain futures have reshaped members’ needs in 2026. What does credit union performance data from the first quarter of 2026 say about household budgets, inflation pressures, and more?
New Highs For Equity Markets Despite Iran And Oil Prices
Jason Haley
Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.
New Graduates Face A Cautious Job-Hiring Landscape
Tony Waltrich
Today’s job market is shaped by skills based expectations, with employers slowing entry level hiring and placing greater emphasis on applied experience.
A Credit Union Journey Into Cryptocurrency And Stablecoins
Savana Morie
St. Cloud Financial is betting on digital assets to protect member relationships and future relevance. It’s picked up lessons for other leaders along the way.