Regulation

Raising Alarm About Risk-Based Capital

Callahan’s research chief goes on the air with CUbroadcast to discuss why the NCUA board should vote against the agency’s proposed risk-based capital rule and why credit unions need to lodge their comments now.

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Features

Using Fannie Mae’s Collateral Underwriter Helps Manage Risk

Appraisal risk application supports proactive management of appraisal quality and improves customer relationship tools.
Credit Union Industry Commentary

RBC2: Just Common Sense?

Systemic rules like RBC are always simplistic and inflexible, a kind of bureaucratic bludgeon.
Credit Union Industry Commentary

RBC2: This Proposal Is No Solution

The NCUA is proposing an invasive, possibly illegal solution to a problem that does not exist.
Industry Insights

Security And Statistics Tell The Tale

Reports show feds quietly raising bar on security and noting demographic differences in mobile banking and payments.
Industry Insights

Raising Alarm About Risk-Based Capital

Callahan's research chief goes on the air with CUbroadcast to discuss why the NCUA board should vote against the agency's proposed risk-based capital rule and ...
Credit Union Industry Commentary

RBC2: Only One Mind To Change

Credit unions should focus their efforts on persuading NCUA board member Rick Metsger to change his mind on RBC.
Features

The Real Problem at Arrowhead Credit Union is Working With Common Purpose, Not Lack of Capital

In late July, Inland Empire community leaders sent NCUA a letter about Arrowhead’s conservatorship. On August 10, NCUA responded but failed to address the writers’ ...
Credit Union Industry Commentary

RBC2: It Ain’t Over Yet

NCUA will assume it's all peachy-keen unless the agency hears from credit unions.
Credit Union Industry Commentary

NCUSIF 2014 Audit Documents Significant Management Gaps

The annual performance of the share insurance fund is a real-world test of NCUA’s ability to identify future risk, document potential shortfalls, and accurately manage ...
Credit Union Industry Commentary

RBC2: Once More, With Feeling

Already commented once? Do it again. Haven't yet? Now's the time.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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