Regulation

Credit Union Industry Commentary

NCUA Pays Big Attention To Small Credit Unions

New Jersey de novo says it’s well capitalized but heavily restricted, and CEO has some suggestions for working together.
Credit Union Industry Commentary

What To Listen For When The NCUA Board Discusses The Revised RBC Rule

To craft an effective response, credit unions must understand how board members view the rule.
Credit Union Industry Commentary

What Role Did The Practitioners Council Play In NCUA’s Revised Risk-Based Capital Rule?

If NCUA implemented the role of the practitioners in the spirit of member participation, then the precedent could be an important milestone in how the ...
Credit Union Industry Commentary

Will NCUA’s Revised RBC Rule Benefit From Banking Regulators’ Experience?

A speech by the vice chair of the FDIC should be top of mind as the industry considers the new risk-based capital proposal.
Features

Your Vision For Regulatory Leadership

Here are four different ways you can join the conversation about the need for an understanding of cooperative principles in regulatory leadership.
Features

Any NCUA Board Appointment Is An Opportunity

Credit unions should seek to ensure that the appointment process restores confidence in the political process.
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The Power of Transparency

Transparency allows for all to take informed action, which is why disclosure is built into the cooperative system.
Features

Commentary On NCUA’s January 26 Proposed Rule on TDRs

A summary of key provisions of the proposed action with commentary on what the rule will mean for credit unions.
Features

The Darkness Spreads Over Credit Union Land: $50B Unaccounted For

There has been no public accounting for the Temporary Corporate Credit Union Stabilization Fund for nearly two years. Where are the voices calling for light?
Features

Is The NCUA Board Helping — Or Hurting — Credit Unions’ Soundness?

NCUA’s 0.124% NCUSIF premium announcement follows this logic: Things are bad because we said so. Therefore, we’re taking this premium action because things are bad.
1Q25 Share Change By Product

5 Takeaways From Trendwatch

With economic uncertainty on the horizon, credit union members are moving money into lower-term deposits and paying down debt, helping to boost margins and lower delinquency across the industry.

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Compliance Without Compromise

Leveraging cutting-edge technology, like AI automation and intelligent document processing, can streamline portfolio protection, minimize disruptions, and ensure accuracy.

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