Underserved

ELGA Fuels Growth For Areas In Need

The Michigan cooperative is going against the grain of other FIs by serving moderate to low-income members, opening new branches, and tapping CDFI funds to lend to people in need.

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Features

How Being ‘Unapologetically Different’ Helped Buckeye State’s Turnaround

A focus on reining in costs and changing organizational culture have transformed the Ohio-based institution.
Features

Puerto Rico’s Credit Unions Stand Together In The Wake Of Natural Disasters

Unprecedented earthquake activity on the south coast of the Caribbean island has impacted thousands of residents. Now, credit unions are helping with the recovery.
Features

A Small But Mighty Response To Payday Lenders And Fintech Competitors

Credit unions are experimenting with employee-sponsored small-dollar loan programs at the urging of Filene and the FINRA Foundation.
Features

ELGA Fuels Growth For Areas In Need

The Michigan cooperative is going against the grain of other FIs by serving moderate to low-income members, opening new branches, and tapping CDFI funds to ...
Callahan Collections

Small Loans Make A Big Impact In New Mexico

Nusenda Credit Union works with community partners to identify and support borrowers shut out of traditional lending.
Features

Serving The Underserved Since 2011

A small Delaware credit union offers insights from its first decade of service.
Features

A Cooperative Spin On Local Marketing

A California credit union partners with local businesses and earns positive guilt by association.
Features

Can Dora Help Credit Unions Find A Foothold For The Future?

USALLIANCE’s self-built neobank strategy is designed to serve the underserved and disintermediate encroaching fintechs.
Features

A 3-Pronged Approach Provides High-Impact Lending

Community development loan officers at Wright-Patt build on the cooperative’s position as Dayton’s leading mortgage lender.
Features

Having Grit, Giving Grace, And Celebrating Success In DEI

A reworked strategic plan and employee resource committees have helped Verity Credit Union fast-track efforts to improve diversity, equity, and inclusion.

The American Budget Squeeze

The affordability crisis extends far beyond big-ticket expenses. As the rising cost of basic necessities outpaces income growth, household budgets are under strain and long-term financial stability is increasingly at risk.

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