Andrew Lepczyk
Andrew Lepczyk is an industry analyst with Callahan & Associates. Andrew leverages analytics tools and market data to help credit unions improve. He has previously worked in corporate governance research and holds a bachelor’s degree from the University of South Carolina and a master’s degree in international economics from American University.

Credit Unions Deliver Impact. Members Are Here For It.
Andrew Lepczyk
March 17, 2025
Better rates, lower fees, and steadfast community presence are returning real financial results for the credit union movement.
It’s More Expensive Than Ever For Members To Insure A Car
Andrew Lepczyk
February 23, 2025
Recent data shows the cost of auto insurance has dramatically outpaced car prices in the last two decades.
5 Takeaways From Trendwatch 4Q 2024
Andrew Lepczyk
February 12, 2025
With shares outpacing loans and indirect lending bringing in fewer members, credit unions focused on what they do best in the fourth quarter: serving core ...
Consumers Love Credit Unions … Or, At Least, They Want To
Andrew Lepczyk
February 10, 2025
A study of U.S. consumers shows the crucial role digital offerings play in winning over members looking for ease, accessibility, and personalization.
A Chiefs Three-Peat? Callahan Bowl XIX Breaks Down The Big Game.
Andrew Lepczyk
February 3, 2025
A data-based look at how credit union performance in Missouri and Pennsylvania could mirror the outcome of this year's Super Bowl.
Callahan Quiz: Guess That Graph
Andrew Lepczyk
February 3, 2025
Test your knowledge of credit union lending trends in this consumer behavior pop quiz.
High Inflation Makes It Hard For Low-Income Workers To Budget
Andrew Lepczyk
January 27, 2025
As inflation reshapes budgets and deepens financial divides, it’s important for credit unions to step up with strategies that support members and tackle everyday challenges.
3 Reasons Saving Money Is Difficult For Low-Income Americans
Andrew Lepczyk
January 5, 2025
Credit unions offer products and services to meet the distinct needs of low-income Americans; unfortunately, many people who need this assistance the most simply can’t ...
The Year Behind And A Look Ahead
Andrew Lepczyk
January 1, 2025
Six data points showcase what's happening in the U.S. economy that could direct credit union decision-making in the year to come.
4 Ways To Build A Better Peer Group In 2025
Andrew Lepczyk
January 1, 2025
From geography to field of membership and more, here’s how to get a jump on performance benchmarking in the new year.