Andrew Lepczyk
Andrew Lepczyk is an industry analyst with Callahan & Associates. Andrew leverages analytics tools and market data to help credit unions improve. He has previously worked in corporate governance research and holds a bachelor’s degree from the University of South Carolina and a master’s degree in international economics from American University.
Credit Unions Increase Dividend Options To Keep Pace With Savings Alternatives
Andrew Lepczyk
July 10, 2023
Ongoing interest rate increases have driven credit unions to raise dividend payouts to keep funds in-house.
Home Ownership Is Out Of Reach
Andrew Lepczyk
June 26, 2023
Housing is less affordable today than it was before the 2008 housing crisis. How did we get here? And how can credit unions help?
5 Takeaways From Trendwatch 1Q 2023
Andrew Lepczyk
May 15, 2023
A preview of the economic and performance trends that shaped the credit union industry during the first quarter, and how that could impact the months ...
Average Member Relationship Jumped $10,000 In The Past Decade
Andrew Lepczyk
May 1, 2023
The increase comes as credit union hiring has not kept pace with membership growth.
Credit Union Hiring Outperforms National Trends
Andrew Lepczyk
April 17, 2023
Hiring slowed during the pandemic, but credit union employee growth beat the national average.
Callahan’s Guide To The 2023 Final Four
Andrew Lepczyk
March 28, 2023
The sports analysts at Callahan & Associates wrap up March Madness with predictions based on credit union performance data. Which team will reign supreme?
Borrowing Costs Pinch Credit Unions
Andrew Lepczyk
March 7, 2023
Line of credit usage increased just as the Federal Reserve began to hike interest rates, increasing the cost of borrowing for credit unions across the ...
Is Indirect Lending Worth The Cost?
Andrew Lepczyk
February 27, 2023
Pumping up membership via indirect loans can be beneficial, but the strategy has its downsides.
Making Predictions For The Big Game? Callahan Bowl XVII Can Help.
Andrew Lepczyk
February 6, 2023
A look at the lending performance of credit unions in Kansas City and Philadelphia offers a novel way to forecast the winner of this year’s ...
Mortgage Sales Fall To Decades-Long Low
Andrew Lepczyk
January 9, 2023
Sustained increases to the federal funds rate have driven credit unions to keep more loans on the books for longer