Andrew Lepczyk

Andrew Lepczyk is an industry analyst with Callahan & Associates. Andrew leverages analytics tools and market data to help credit unions improve. He has previously worked in corporate governance research and holds a bachelor’s degree from the University of South Carolina and a master’s degree in international economics from American University.

Blogs

Credit Unions Increase Dividend Options To Keep Pace With Savings Alternatives

Ongoing interest rate increases have driven credit unions to raise dividend payouts to keep funds in-house.
Blogs

Home Ownership Is Out Of Reach

Housing is less affordable today than it was before the 2008 housing crisis. How did we get here? And how can credit unions help?
Blogs

5 Takeaways From Trendwatch 1Q 2023

A preview of the economic and performance trends that shaped the credit union industry during the first quarter, and how that could impact the months ...
Blogs

Average Member Relationship Jumped $10,000 In The Past Decade

The increase comes as credit union hiring has not kept pace with membership growth.
Blogs

Credit Union Hiring Outperforms National Trends

Hiring slowed during the pandemic, but credit union employee growth beat the national average.
Blogs

Callahan’s Guide To The 2023 Final Four

The sports analysts at Callahan & Associates wrap up March Madness with predictions based on credit union performance data. Which team will reign supreme?
Graph Of The Week

Borrowing Costs Pinch Credit Unions

Line of credit usage increased just as the Federal Reserve began to hike interest rates, increasing the cost of borrowing for credit unions across the ...
Industry Insights

Is Indirect Lending Worth The Cost?

Pumping up membership via indirect loans can be beneficial, but the strategy has its downsides.
Blogs

Making Predictions For The Big Game? Callahan Bowl XVII Can Help.

A look at the lending performance of credit unions in Kansas City and Philadelphia offers a novel way to forecast the winner of this year’s ...
Graph Of The Week

Mortgage Sales Fall To Decades-Long Low

Sustained increases to the federal funds rate have driven credit unions to keep more loans on the books for longer
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