Elevated interest rates make fixed-rate mortgages less attractive to borrowers. In today’s environment, adjustable-rate and balloon/hybrid options offer more attractive payments and short-term flexibility.
Recent data shows the cost of auto insurance has dramatically outpaced car prices in the last two decades.
A study of U.S. consumers shows the crucial role digital offerings play in winning over members looking for ease, accessibility, and personalization.
Test your knowledge of credit union lending trends in this consumer behavior pop quiz.
Consumers desperately want to save money, but an overwhelming majority say one or more obstacles stand in their way.
Recent data shows rising levels of employee stress, but people are becoming more comfortable asking for help dealing with those worries.
Gallup data reveals only 20% of employees feel strongly connected to their workplace culture, with minimal differences across remote, hybrid, and on-site settings. Learn why this matters for credit unions.
Veterans reported higher levels of financial wellbeing than the average U.S. adult in a CFPB survey, but credit unions have room to help those experiencing hardship.
The introduction of generative AI has transformed the business world in just two years. Here’s how adoption varies by job function.
Multiple common bond and community charters comprise the majority of the industry, but niche fields of membership boast some of the largest institutions.
Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.
A pair of CDFI grants allowed the Florida-based credit union to help members restart their lives on the island or relocate to the United States.
From the boardroom to the branch floor, credit union leaders share thoughts on being different, embracing challenges, keeping mission top of mind, and more.
The right people in the right positions can make a meaningful difference in driving success and exploring opportunities.
The editorial team at Callahan & Associates weighs in on stories that defined 2025 through actionable strategies, meaningful insights, and perspectives that continue to influence the cooperative movement.
Explore the subtle shifts redefining the credit union core processing space and how these movements shape growth, innovation, and member experience.
Despite economic uncertainty, credit unions and their members are displaying resilience through methodical improvement.
Discover how two employee awards honor the Arizona credit union’s commitment to a team-first culture while boosting employee engagement and workplace culture.
AI is removing friction from financial decisions, giving consumers more control over their money and forcing banks and credit unions to compete on real value.
The organizational structures for the marketing teams at 3Rivers FCU and Leaders Credit Union couldn’t be more different, but they share a common goal.