When It Comes To Wage Growth, Does It Finally Pay To Stay?
April 21, 2025
No Comments
For the first time in 15 years, salary growth for loyal employees outpaces those who leap from job to job.
Graph Of The Week
Higher Rates Bring More Non-Fixed Mortgages
March 31, 2025
No Comments
Elevated interest rates make fixed-rate mortgages less attractive to borrowers. In today’s environment, adjustable-rate and balloon/hybrid options offer more attractive payments and short-term flexibility.
It’s More Expensive Than Ever For Members To Insure A Car
February 23, 2025
No Comments
Recent data shows the cost of auto insurance has dramatically outpaced car prices in the last two decades.
Consumers Love Credit Unions … Or, At Least, They Want To
February 10, 2025
No Comments
A study of U.S. consumers shows the crucial role digital offerings play in winning over members looking for ease, accessibility, and personalization.
Callahan Quiz: Guess That Graph
February 3, 2025
No Comments
Test your knowledge of credit union lending trends in this consumer behavior pop quiz.
Credit Unions Can Support Americans’ No. 1 New Year’s Resolution
January 1, 2025
No Comments
Consumers desperately want to save money, but an overwhelming majority say one or more obstacles stand in their way.
Financial Stress Is Cutting Into Worker Productivity
November 25, 2024
No Comments
Recent data shows rising levels of employee stress, but people are becoming more comfortable asking for help dealing with those worries.
How Connected Are Your Employees To Your Culture?
November 18, 2024
No Comments
Gallup data reveals only 20% of employees feel strongly connected to their workplace culture, with minimal differences across remote, hybrid, and on-site settings. Learn why this matters for credit unions.
From Service To Stability: Exploring Veterans’ Financial Wellbeing And Opportunities For Credit Unions
November 11, 2024
No Comments
Veterans reported higher levels of financial wellbeing than the average U.S. adult in a CFPB survey, but credit unions have room to help those experiencing hardship.
Who’s Using AI? It Depends On The Department.
October 21, 2024
No Comments
The introduction of generative AI has transformed the business world in just two years. Here’s how adoption varies by job function.
When It Comes To Wage Growth, Does It Finally Pay To Stay?
For the first time in 15 years, salary growth for loyal employees outpaces those who leap from job to job.
Higher Rates Bring More Non-Fixed Mortgages
Elevated interest rates make fixed-rate mortgages less attractive to borrowers. In today’s environment, adjustable-rate and balloon/hybrid options offer more attractive payments and short-term flexibility.
It’s More Expensive Than Ever For Members To Insure A Car
Recent data shows the cost of auto insurance has dramatically outpaced car prices in the last two decades.
Consumers Love Credit Unions … Or, At Least, They Want To
A study of U.S. consumers shows the crucial role digital offerings play in winning over members looking for ease, accessibility, and personalization.
Callahan Quiz: Guess That Graph
Test your knowledge of credit union lending trends in this consumer behavior pop quiz.
Credit Unions Can Support Americans’ No. 1 New Year’s Resolution
Consumers desperately want to save money, but an overwhelming majority say one or more obstacles stand in their way.
Financial Stress Is Cutting Into Worker Productivity
Recent data shows rising levels of employee stress, but people are becoming more comfortable asking for help dealing with those worries.
How Connected Are Your Employees To Your Culture?
Gallup data reveals only 20% of employees feel strongly connected to their workplace culture, with minimal differences across remote, hybrid, and on-site settings. Learn why ...
From Service To Stability: Exploring Veterans’ Financial Wellbeing And Opportunities For Credit Unions
Veterans reported higher levels of financial wellbeing than the average U.S. adult in a CFPB survey, but credit unions have room to help those experiencing ...
Who’s Using AI? It Depends On The Department.
The introduction of generative AI has transformed the business world in just two years. Here’s how adoption varies by job function.
Browse Topics
Why Financial Empowerment Matters More Than Financial Literacy
Savana Morie
Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.
42% Of U.S. Households Experience Financial Hardship
Tony Waltrich
More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.
Excite Foundation Breaks Down Barriers For Children’s Savings
Savana Morie
Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.
Consumers Are Financing The Future Any Way They Can
Aaron Passman
Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.
Credit Human Redefines ‘Green’ In The Heart Of Texas
Savana Morie
The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.
CDFIs By The Numbers
Omar Shalabi
CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.
Serving The Underserved Without Accepting Preventable Fraud Losses
Callahan & Associates
Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.
Inside An In-School Model That Links Classrooms With College And Careers
Savana Morie
Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.
6 Credit Union Executive Priorities For 2026
Jay Johnson
Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.
What’s Next For Credit Union Earnings?
Omar Shalabi
As margin support begins to fade, earnings performance is becoming more sensitive to revenue mix and harder to interpret through public reporting alone.