Tightening Liquidity Pushes Cooperatives To Slow Indirect Lending
Third quarter data highlights the dynamic between liquidity challenges and lending strategy.
A picture is worth 1,000 words. You have to see it to believe it. Numbers don’t lie. If you’re tired of these worn-out cliches and are looking for data with some original thought behind it, then check out the CreditUnions.com Graphic Of The Week, compliments of Callahan industry analysts.
Third quarter data highlights the dynamic between liquidity challenges and lending strategy.
Credit union performance in the third quarter echoed that of the second, with continued tightening of liquidity, diminishing ROA, and deteriorating asset quality.
An analysis of loan portfolios for credit unions with and without a low-income designation illustrates how consumers’ income levels impact borrowing.
Will it be the D-Backs or Rangers in this year’s Fall Classic? Callahan’s credit union data could have the answer.
Surging interest rates historically have dampened homebuyer enthusiasm, but housing supply also is playing a role in today’s originations.
Increased pessimism — and credit card balances — present credit unions with the opportunity to help members improve their financial wellbeing.
Rising expenses caused members to pay more in non-sufficient funds and overdraft fees in the second quarter, but it varies by region.
A new study from IBM Security finds data breaches are costing more to handle while identifying and containing them isn’t getting any faster.
New data from the U.S. Census Bureau shows widening income gaps and rising poverty, illuminating the ongoing need for financial literacy programs from credit unions.
Inflation is cooling, and American wages have finally caught up, bringing much-needed relief to American budgets.
Third quarter data highlights the dynamic between liquidity challenges and lending strategy.
Credit union performance in the third quarter echoed that of the second, with continued tightening of liquidity, diminishing ROA, and deteriorating asset quality.
An analysis of loan portfolios for credit unions with and without a low-income designation illustrates how consumers’ income levels impact borrowing.
Will it be the D-Backs or Rangers in this year’s Fall Classic? Callahan’s credit union data could have the answer.
Surging interest rates historically have dampened homebuyer enthusiasm, but housing supply also is playing a role in today’s originations.
Increased pessimism — and credit card balances — present credit unions with the opportunity to help members improve their financial wellbeing.
Rising expenses caused members to pay more in non-sufficient funds and overdraft fees in the second quarter, but it varies by region.
A new study from IBM Security finds data breaches are costing more to handle while identifying and containing them isn’t getting any faster.
New data from the U.S. Census Bureau shows widening income gaps and rising poverty, illuminating the ongoing need for financial literacy programs from credit unions.
Inflation is cooling, and American wages have finally caught up, bringing much-needed relief to American budgets.