How TDECU Increased Average Monthly Indirect Volume By 33% In Just 6 Months
The Texas credit union outsourced processing and funding services to bring in more business and members.
The Texas credit union outsourced processing and funding services to bring in more business and members.
New car balances take up more of the portfolio, but big credit unions find big business in indirect lending.
Credit unions are serving members better than ever before, and these three graphs show just how much ground the cooperative industry has gained.
Growth percentiles in major lending categories highlight opportunity and success in the credit union loan portfolio.
Loans surpassed $800 billon in the first three months of the year. Here’s how to make sure the industry’s growing portfolio stays strong.
Second quarter lending puts credit unions on the path to another record-breaking year. As of June 2016, three loan products accounted for more than 81% of the annual growth.
Capitol Credit Union revamped policies, processes, and procedures to counter negative loan and member growth and once again achieve stable financial footing.
Future shock, building a credit union blockchain, and a sustainable initiative to create credit union awareness were all topics at America’s Credit Union Conference.
New regs would provide a safe harbor under NCUA rule, but some say the effects could re-define small-dollar lending and sharply reduce availability.
Indirect lending helps the credit union industry build market share amid booming auto sales.

The annual conference offered insights on why service organizations remain a strategic asset for credit unions and how collaboration, AI, and advocacy are shaping what comes next.

Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.

More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.

Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.

Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.

The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.

CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.

Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.

Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.

Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.