Cost of Funds

Industry Insights

Is The Cost Of Funds At A Record High?

Take this industry performance pop quiz from Callahan & Associates to learn about trends in cost of funds.
Features

Credit Union Investments Stay Short For The Long Run

The movement’s investment portfolio in the first quarter remains liquid for lending and buffers against rising interest rates.
Features

Credit Unions Fund More Loans, Still Hold $350 Billion In Investments

Loan growth drives down balances while industry assets overall remain steady.
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Investment Trends Update From TRUST

Lower cash balances drive longer average life as derivatives usage slowly grows.
Graph Of The Week

Supplemental Capital And Credit Unions

As of March 31, 2015, natural person credit unions reported a total of $217.4 million in supplemental capital. What is this capital and where does ...
Graph Of The Week

4 Ratios All Staff Members Should Know

These four performance metrics will help CFOs explain the business of credit unions and show how every employee helps the credit union achieve its goals.

5 Takeaways From Trendwatch

As the Federal Reserve cuts interest rates, credit unions are adapting in tandem, balancing membership needs with asset quality. This balance will be one of many topics discussed during Callahan’s quarterly Trendwatch webinar.

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5 Takeaways From NLCUP 2026

On-site coverage at the National Association of Latino Credit Union Professionals’ 2026 conference explores how representation, emotional experience, and community trust are converging to shape the future of credit unions.

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