Cost of Funds

Industry Insights

4 Trends To Watch In 2021

The financial constraints credit unions faced in 2020 provide insights for how to move forward in the coming year.
Industry Insights

Credit Union Revenue Increases 11% In 1Q19

Interest income from loans and investments drove annual revenue growth among America's credit unions in the first quarter of 2019.
Industry Insights

Performance Pop Quiz: How Do Rising Rates Impact Credit Union Liquidity?

The federal funds rate increased four times in 2018. Test your knowledge on the role these rate hikes play in credit union loan and deposit ...
Industry Insights

6 Graphs About Revenue In The Third Quarter Of 2018

Credit unions covered their operating expenses with net interest income alone for the first time in seven years.
Industry Insights

Is The Cost Of Funds At A Record High?

Take this industry performance pop quiz from Callahan & Associates to learn about trends in cost of funds.
Features

Credit Union Investments Stay Short For The Long Run

The movement’s investment portfolio in the first quarter remains liquid for lending and buffers against rising interest rates.
Features

Credit Unions Fund More Loans, Still Hold $350 Billion In Investments

Loan growth drives down balances while industry assets overall remain steady.
Features

Investment Trends Update From TRUST

Lower cash balances drive longer average life as derivatives usage slowly grows.
Graph Of The Week

Supplemental Capital And Credit Unions

As of March 31, 2015, natural person credit unions reported a total of $217.4 million in supplemental capital. What is this capital and where does ...
Graph Of The Week

4 Ratios All Staff Members Should Know

These four performance metrics will help CFOs explain the business of credit unions and show how every employee helps the credit union achieve its goals.
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