Credit Unions Are Spending Money To Lend Money
First quarter data shows the cost of funds increased 78 basis points annually as share certificate balance growth helped credit unions build liquidity.
First quarter data shows the cost of funds increased 78 basis points annually as share certificate balance growth helped credit unions build liquidity.
Line of credit usage increased just as the Federal Reserve began to hike interest rates, increasing the cost of borrowing for credit unions across the country.
In honor of International Credit Union Day, a look at how credit union dividends have shifted over time and why a rebound might be just around the corner.
Cooperatives are using cash to meet rebounding loan demand and invest in higher-yielding securities and investments.
Consumers spent at pre-pandemic levels through the second half of the year.
The lasting effects of the COVID-19 pandemic — and the national economic response to it — linger on credit union financial statements.
The financial constraints credit unions faced in 2020 provide insights for how to move forward in the coming year.
Interest income from loans and investments drove annual revenue growth among America’s credit unions in the first quarter of 2019.
The federal funds rate increased four times in 2018. Test your knowledge on the role these rate hikes play in credit union loan and deposit pricing.
Credit unions covered their operating expenses with net interest income alone for the first time in seven years.

As the Federal Reserve cuts interest rates, credit unions are adapting in tandem, balancing membership needs with asset quality. This balance will be one of many topics discussed during Callahan’s quarterly Trendwatch webinar.

Callahan & Associates provides an early look at quarterly performance results. Sneak a peek at the latest trends here.

On-site coverage at the National Association of Latino Credit Union Professionals’ 2026 conference explores how representation, emotional experience, and community trust are converging to shape the future of credit unions.

Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.

This year’s finalists are reimagining how credit unions use data to boost service levels and improve efficiencies.

In order to adopt a more proactive strategy, the Iowa cooperative is using a dedicated product development team to promote visibility and follow-through from idea to launch.

This year’s finalists are reimagining how credit unions can use AI to combine cutting-edge technology with old-school member service.

Financial advice comes in many forms. How can credits union make sure they are the No. 1 choice for their members?

This year’s finalists are uncovering new ways to harness the power of technology to improve and expand lending across the industry.

A program to help staffers improve their savings skills generated more than $200,000 in deposits and helped change participants’ financial habits.