Credit Cards

Kellogg Community Balances Loan Growth With Member Impact

Substantial loan growth is helping propel Kellogg Community Credit Union ($818.1M, Battle Creek, MI) toward the $1 billion-asset mark. But rather than concentrating on asset milestones, it remains focused on the impact it can deliver to the members and communities it serves. Year-over-year loan growth during the third quarter of 2021 was 18.5%, nearly three

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Graph Of The Week

Credit Card Lending Rebounds As Savings Declines

Record inflation has contributed to a surge in credit card spending, reversing a trend noted early in the pandemic.

Paying Loans Shouldn’t Be Difficult

Paying loans shouldn’t be difficult. The easier it is to pay your loans, the more likely you will have on-time payments and payers that want ...
Graph Of The Week

Credit Card Delinquency Rates Inching Back Up

After a decline in consumer spending during the pandemic, the end of government relief programs has contributed to an increase in credit card usage – ...
Industry Insights

Changes To The Credit Card Market Are Coming. Are you Ready?

Managing a card program will require addressing specific challenges. Failing to prepare could result in a damaged future for the credit union’s card program
Features

The Power Of Going Green: Credit Unions And Sustainable Plastics

Issuing sustainable cards is a simple way to reduce carbon footprints and support green initiatives.
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3 Factors To Consider When Building A Credit Card Product Strategy

Credit unions should focus on product, experience, and innovation while leveraging their established brands and market presence.
Features

Industry Performance: Loans (4Q21)

Lenders reported a record year for originations in 2021 despite rising asset prices and rates increases, both of which were substantively driven by inflationary pressures. ...
Features

Kellogg Community Balances Loan Growth With Member Impact

Substantial loan growth is helping propel Kellogg Community Credit Union ($818.1M, Battle Creek, MI) toward the $1 billion-asset mark. But rather than concentrating on asset ...
Features

It Takes More Than Convenience To Woo Credit Card Users

Credit card users today base their choice of credit card on more than four factors. Convenience is important, but so are rewards, data security, credit-building ...
Features

Interest Buy Downs Take Flight At Wings Financial

The Twin Cities cooperative is giving card users the option to reduce auto loan interest rates as a points redemption.

Kellogg Community Balances Loan Growth With Member Impact

Substantial loan growth is helping propel Kellogg Community Credit Union ($818.1M, Battle Creek, MI) toward the $1 billion-asset mark. But rather than concentrating on asset milestones, it remains focused on the impact it can deliver to the members and communities it serves. Year-over-year loan growth during the third quarter of 2021 was 18.5%, nearly three

Read More »
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