Earnings

Managing and Monitoring Profitability for Increased Value By Empyrean Solutions

January 29, 2025 No Comments

What Is This Webinar About? Profitability systems deployed at financial institutions, whether publicly or privately owned, are designed with one primary goal: maximize the profitability of every customer to maximize the return to the owner(s) and shareholders. However, profitability systems deployed at Credit Unions focus on creating earnings to sustain the institution in support of

January 23, 2025 No Comments

A Trendwatch Deep Dive In the current economic climate, understanding how credit unions measure up against banks is valuable for strategic planning, as it enhances the unique advantages of credit unions in the competitive financial landscape. Join us for this exclusive Trendwatch Deep Dive where we’ll explore key performance indicators for institutions between $100M-$10B,

Everything Is More Expensive For Everyone

December 15, 2024 No Comments

With the Fed poised to continue cutting interest rates, the near-term outlook for the credit union earnings model is much more promising.

Balance Sheet Flexibility Is Top Of Mind For Credit Unions

December 15, 2024 No Comments

After adjusting to a new normal following a slew of rate increases, repricing opportunities could be on the horizon.

3Q24 Quarterly Market Snapshot And Two-Year Financial Statement

December 15, 2024 No Comments

The latest quarterly performance metrics from across the credit union industry, including loan growth, income and expenses, and more.

Better Rates And Service Mean Extra Costs For Credit Unions

September 10, 2024 No Comments

Credit unions leverage their member-first mission to better serve all members, even those of modest means, making cooperatives especially valuable in challenging economic times.

NCUA’s New Fee-Reporting Rules: Your Questions Answered

July 28, 2024 No Comments

With “junk fees” in the crosshairs in Washington, Callahan takes a deep dive into how that revenue impacts the balance sheet and what the future could hold.

Interest Margins Are Up. ROA Is Not.

March 11, 2024 No Comments

Rising interest rates helped credit unions boost margins in 2023; however, increased provisions ate into ROA.

Credit Union Revenue Hits $89 Billion

December 11, 2023 No Comments

Higher interest rates in 2023 underpinned an increase in total revenue, which hit a record high in the third quarter.

The Impact Of Higher Rates On Credit Union Earnings

July 31, 2023 No Comments

As credit unions repriced their asset portfolios, higher loan and investment yields bolstered margins and revenue. However, stiff competition for liquidity increased the cost of funds.

Managing and Monitoring Profitability for Increased Value

Empyrean Solutions

January 29, 2025

What Is This Webinar About? Profitability systems deployed at financial institutions, whether publicly or privately owned, are designed with one primary goal: maximize the profitability ...

Trendwatch Deep Dive 3Q24: Credit Unions vs. Banks

Callahan & Associates, Inc.

January 23, 2025

A Trendwatch Deep Dive In the current economic climate, understanding how credit unions measure up against banks is valuable for strategic planning, as it ...

Industry Insights

Everything Is More Expensive For Everyone

Sherry Virden December 15, 2024

With the Fed poised to continue cutting interest rates, the near-term outlook for the credit union earnings model is much more promising.

Blogs

Balance Sheet Flexibility Is Top Of Mind For Credit Unions

Roman Ojala December 15, 2024

After adjusting to a new normal following a slew of rate increases, repricing opportunities could be on the horizon.

Industry Insights

3Q24 Quarterly Market Snapshot And Two-Year Financial Statement

Aaron Passman December 15, 2024

The latest quarterly performance metrics from across the credit union industry, including loan growth, income and expenses, and more.

Blogs

Better Rates And Service Mean Extra Costs For Credit Unions

Trace Jerrett September 10, 2024

Credit unions leverage their member-first mission to better serve all members, even those of modest means, making cooperatives especially valuable in challenging economic times.

Blogs

NCUA’s New Fee-Reporting Rules: Your Questions Answered

Savana Morie July 28, 2024

With “junk fees” in the crosshairs in Washington, Callahan takes a deep dive into how that revenue impacts the balance sheet and what the future ...

Industry Insights

Interest Margins Are Up. ROA Is Not.

Trace Jerrett March 11, 2024

Rising interest rates helped credit unions boost margins in 2023; however, increased provisions ate into ROA.

Graph Of The Week

Credit Union Revenue Hits $89 Billion

Trace Jerrett December 11, 2023

Higher interest rates in 2023 underpinned an increase in total revenue, which hit a record high in the third quarter.

Blogs

The Impact Of Higher Rates On Credit Union Earnings

Roman Ojala July 31, 2023

As credit unions repriced their asset portfolios, higher loan and investment yields bolstered margins and revenue. However, stiff competition for liquidity increased the cost of ...

Browse Topics

Misinformation Is Everywhere. How Can Credit Unions Fight It?

Savana Morie

Financial misinformation spreads fast. Here’s how two credit unions ensure their members receive accurate, trustworthy guidance in addition to quality services.

Scouting Talent And Building Brand In Louisiana

Sharon Simpson

How EFCU Financial’s NIL strategy has progressed from mock negotiations to real relationships.

Meet The Finalists For The 2025 Innovation Series: Lending By Callahan & Associates, Inc.

Callahan & Associates, Inc.

This year’s finalists are reshaping how credit unions approach lending thanks to increased efficiencies, AI, and more.

Meet The Finalists For The 2025 Innovation Series: Member Experience By Callahan & Associates, Inc.

Callahan & Associates, Inc.

This year’s finalists offer new ways for credit unions to deepen and solidify relationships with members using AI, cloud-based services, and more.

5 Takeaways From Trendwatch

Andrew Lepczyk

With shares outpacing loans and indirect lending bringing in fewer members, credit unions focused on what they do best in the fourth quarter: serving core members.

Markets Sift Through Noise As They Look For Clarity

Jason Haley

Look beyond the headlines to better understand what is driving current market trends and how they could impact your credit union’s investment portfolio.

Meet The Finalists For The 2025 Innovation Series: Financial Wellness By Callahan & Associates, Inc.

Callahan & Associates, Inc.

This year’s financial wellness solutions provide inventive ways for credit unions to help members take control of their financial lives.

Earnings

Managing and Monitoring Profitability for Increased Value By Empyrean Solutions

Trendwatch Deep Dive 3Q24: Credit Unions vs. Banks By Callahan & Associates, Inc.

Everything Is More Expensive For Everyone

Balance Sheet Flexibility Is Top Of Mind For Credit Unions

3Q24 Quarterly Market Snapshot And Two-Year Financial Statement

Better Rates And Service Mean Extra Costs For Credit Unions

NCUA’s New Fee-Reporting Rules: Your Questions Answered

Interest Margins Are Up. ROA Is Not.

Credit Union Revenue Hits $89 Billion

The Impact Of Higher Rates On Credit Union Earnings

Managing and Monitoring Profitability for Increased Value

Trendwatch Deep Dive 3Q24: Credit Unions vs. Banks

Everything Is More Expensive For Everyone

Balance Sheet Flexibility Is Top Of Mind For Credit Unions

3Q24 Quarterly Market Snapshot And Two-Year Financial Statement

Better Rates And Service Mean Extra Costs For Credit Unions

NCUA’s New Fee-Reporting Rules: Your Questions Answered

Interest Margins Are Up. ROA Is Not.

Credit Union Revenue Hits $89 Billion

The Impact Of Higher Rates On Credit Union Earnings

Browse Topics

Misinformation Is Everywhere. How Can Credit Unions Fight It?

Meet The Finalists For The 2025 Innovation Series: Lending By Callahan & Associates, Inc.

Meet The Finalists For The 2025 Innovation Series: Member Experience By Callahan & Associates, Inc.

Markets Sift Through Noise As They Look For Clarity

Meet The Finalists For The 2025 Innovation Series: Financial Wellness By Callahan & Associates, Inc.

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