Efficiency By The Numbers (2Q18)
The credit union industry’s efficiency ratio of 69.8% as of June 30 was the lowest it’s been since 2010.
The credit union industry’s efficiency ratio of 69.8% as of June 30 was the lowest it’s been since 2010.
Five can’t-miss data points this week on CreditUnions.com.
Insight into the drivers of 1Q18’s revenue growth.
Five can’t-miss data points this week on CreditUnions.com.
Credit union revenue recorded the highest year-end growth since 2006. What else happened in 2017?
Early data trends help leaders prepare for year-end analysis.
Sentry Credit Union pays it members an unprecedented dividend bonus.
Charlotte Metro Credit Union manages risk while growing business deposits and loans faster than credit union averages.
Increases to the benchmark interest rate by the Fed have yet to significantly impact earnings at credit unions.
The Wisconsin credit union is adding length to its investments to make up for lost income in indirect lending.

Industry leaders share how they approach fintech investment, balancing immediate needs with longer-term bets while keeping member value and mission at the center.

Credit unions that enable seamless movement between fiat and digital assets position themselves as a trusted on- and off-ramp.

The credit unions that win the next generation will be the ones that showed up early, when young members were forming habits and deciding whom to trust.

The challenge is no longer whether to adopt AI, but how to adopt it responsibly with the right governance, the right partners, and the right balance between technology and human oversight.

McKinsey projects trillions of dollars in growth across digital assets, with money movement emerging as one of the biggest opportunities.

The Indiana cooperative blends internal development with selective partnerships to meet members’ needs today now while positioning for what’s next.

The San Diego cooperative leans on its CUSO and the CURQL network to make fintech investments, but member needs still guide which solutions ultimately make it into the credit union’s operations.

Hands-on work with artificial intelligence tools is future-proofing staff members, giving them the confidence to adopt new technology and embrace efficiencies.

Wages briefly caught up with inflation, but rising costs have pushed them back into negative territory. Here’s what that shift means for member finances and credit union performance.

Suncoast Credit Union balances near-term needs with longer-term bets, applying discipline to timing, valuation, and fit to decide when to invest and when to walk away.