Efficiency By The Numbers (2Q18)
The credit union industry’s efficiency ratio of 69.8% as of June 30 was the lowest it’s been since 2010.
The credit union industry’s efficiency ratio of 69.8% as of June 30 was the lowest it’s been since 2010.
Five can’t-miss data points this week on CreditUnions.com.
Insight into the drivers of 1Q18’s revenue growth.
Five can’t-miss data points this week on CreditUnions.com.
Credit union revenue recorded the highest year-end growth since 2006. What else happened in 2017?
Early data trends help leaders prepare for year-end analysis.
Sentry Credit Union pays it members an unprecedented dividend bonus.
Charlotte Metro Credit Union manages risk while growing business deposits and loans faster than credit union averages.
Increases to the benchmark interest rate by the Fed have yet to significantly impact earnings at credit unions.
The Wisconsin credit union is adding length to its investments to make up for lost income in indirect lending.

How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.

The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.

How a unique role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.

Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.

RKL offers insight, expertise, and experience to help fight off growing threats.

Members are anxious about their financial futures, even as credit unions remain financially strong. Institutions that respond to this moment can make 2026 a turning point.

Global events are flowing directly into household budgets, reshaping how credit union members save, borrow, and cope. Such trends don’t always show up in headline data.

Credit unions are benefiting from a rare margin advantage as loans reprice slower than deposits. The question now is how institutions will use that strength to better serve members.

Membership growth is slowing, but financial activity is not. What does the modern financial relationship look like?

Inflation, war, and uncertain futures have reshaped members’ needs in 2026. What does credit union performance data from the first quarter of 2026 say about household budgets, inflation pressures, and more?