Credit Union Branches Are On The Rise
The number of credit union branches has risen since midyear 2014, but deposit market share is holding steady.
The number of credit union branches has risen since midyear 2014, but deposit market share is holding steady.
The California cooperative reaches all-time high in average member relationship.
Strong consumer and real estate lending helped credit union loan originations set a record midyear high.
Surging credit union metrics combine with startling measures of Americans’ financial woes to paint picture of opportunity and challenge.
A 53% year-over-year increase in auto loans underpins strong lending performance at the Georgia credit union.
The California credit union opens 22% of its new memberships online and will soon add a mobile app option.
Hard hit during the recession, the Sand States kickoff 2015 with a return to growth.
The Michigan credit union posted 35% annual loan growth in first quarter 2015.
Credit unions demonstrate a commitment to add numbers to their employee rosters and dollars to their employee salaries.
Growth in loans, members, and employees yield an impressive “First Look” at the nation’s largest credit union’s second quarter data.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
The cost of manufactured homes has increased even faster than that of traditional houses. That can affect members’ ability to qualify for and repay those loans.