One Idaho cooperative stands out in a rural market dominated by credit unions with a new package of home loans that serve educators and first responders.
The suburban Chicago shop is building out models to prepare for a surge in delinquencies and charge-offs.
Three credit unions share what they’re learning at the leading edge of data diving to spot troubling trends and troubled members as the movement deals with the COVID-19 pandemic.
Rate locks and staffing boosts are two ways credit unions are pushing through mortgage applications in today’s ultra-low rate environment.
Counselors adapt to pandemic restrictions as the Chicago credit union expands its HUD-funded housing counseling program.
A first mobile deposit begins a shift for many a member across the country as digital replaces physical in a pandemic’s wake.
Loan participations are a proven way to address liquidity concerns and add some income. They can also be complicated, but there’s help.
Formalizing a process improvement program has helped IAA Credit Union develop employees and improve efficiency.
John Sahagian’s career parallels the development of data as a marketing and member-engagement tool at BCU.
Five articles from the past 12 months offer best practices, insights, and tips for making the most of business intelligence in 2020.
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
How can credit unions stay true to their mission while evolving to meet modern needs?
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.