Lending

Our Lending page is the spot for credit union strategies on product development, operations, and pricing.

Top Lending Articles

In The Year 2025

Future shock, building a credit union blockchain, and a sustainable initiative to create credit union awareness were all topics at America’s Credit Union Conference.

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7 Ways To Manage Risk

Risk managers monitor disparate areas of the credit union. For key ratios to follow, start with the measures that correspond to the risk indicators outlined by the NCUA.

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Measure Twice, Cut Once

This week, CreditUnions.com focuses on the different metrics credit unions can use to measure and benchmark performance, whether looking to manage risk or guide loan growth.

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Features

How Interra Credit Union Boosted Online Apps By 50% In One Year

A new mobile loan application platform has extended and unified the Indiana credit union’s online presence.
Industry Insights

In The Year 2025

Future shock, building a credit union blockchain, and a sustainable initiative to create credit union awareness were all topics at America’s Credit Union Conference.
Industry Insights

Elections, Awareness, And Innovation

Day two at ACUC sees focus on polling, projects, the regulatory burden, and how to compete.
Industry Insights

CFPB Payday Lending Rule Requires Speaking Up

New regs would provide a safe harbor under NCUA rule, but some say the effects could re-define small-dollar lending and sharply reduce availability.
Industry Insights

Community Involvement, CECL, Succession At NAFCU Confab

Credit unions correlate giving back and growing loans, while accounting standards and succession planning spur table talk.
Industry Insights

Mortgages, Millennials, And Military Matters

Empowering and engaging potential new homeowners and honoring obligations to military borrowers get close scrutiny at opening day of NAFCU’s annual conference.
Graph Of The Week

7 Ways To Manage Risk

Risk managers monitor disparate areas of the credit union. For key ratios to follow, start with the measures that correspond to the risk indicators outlined ...
Callahan Collections

7 Ratios Every Employee Should Know About Credit Union Lending

Lending is the engine that powers credit unions, and these seven ratios will help every employee understand why.
Features

4 Benchmarks For All Credit Union Leaders

Lending and asset growth have been capturing industry headlines, but tight margins from sustained low interest rates and slowly rising operating expenses make some other ...
Industry Insights

Measure Twice, Cut Once

This week, CreditUnions.com focuses on the different metrics credit unions can use to measure and benchmark performance, whether looking to manage risk or guide loan ...
Membership And Annual Member Growth, 06.30.25

2 Hot Takes On Member Growth

Member growth is slowing. What can credit unions do about it? Callahan experts explore how purpose and financial wellbeing might be the key to sustainable member growth.

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