Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
How Credit Unions Are Driving Auto Growth
June 6, 2016
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This week, CreditUnions.com looks at different sources of auto loans, from the indirect channel to leases, and considers the possibility of a subprime auto bubble.
The Rise Of Indirect Lending
June 6, 2016
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Indirect auto lending overtook direct lending one year ago, and first quarter data shows no sign of a slow down.
The House That Credit Unions Built
June 1, 2016
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Real estate originations and balances climbed in the first quarter of 2016, showing the credit union industry is well positioned to serve the housing needs of members.
3 Takeaways From Trendwatch 1Q 2016
May 18, 2016
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Credit unions again set new marks in major measurements of industry strength, and Callahan’s Trendwatch webinar has the details.
A Strategy To Post Arresting Loan Growth
May 9, 2016
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CAHP Credit Union underpins loan growth by building rapport with peace officers across the Golden State.
Credit Unions And The Online Lending Marketplace
May 9, 2016
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What role can cooperatives play in an industry that was at one point considered a disruptor?
Lending Highlights From Fourth Quarter 2015
May 9, 2016
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Credit union lending reached a record high of $796.5 billion in 2015 as cooperatives posted year-over-year growth in every major loan category.
The Story Behind The Business Boom
May 9, 2016
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The demand for member business loans and services is growing, and offering MBL options are one way to remain competitive in the financial industry.
How Credit Unions Can Safely Expand Into Lower Score Tiers
May 9, 2016
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Analytics that identify pay-back characteristics can help lenders expand into C segment of borrowers.
Lending, Lending, Everywhere
May 9, 2016
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This week, CreditUnions.com drills down into the loan portfolio and explores the ways different credit unions are growing loans.
How Credit Unions Are Driving Auto Growth
This week, CreditUnions.com looks at different sources of auto loans, from the indirect channel to leases, and considers the possibility of a subprime auto bubble.
The Rise Of Indirect Lending
Indirect auto lending overtook direct lending one year ago, and first quarter data shows no sign of a slow down.
The House That Credit Unions Built
Real estate originations and balances climbed in the first quarter of 2016, showing the credit union industry is well positioned to serve the housing needs ...
3 Takeaways From Trendwatch 1Q 2016
Credit unions again set new marks in major measurements of industry strength, and Callahan's Trendwatch webinar has the details.
A Strategy To Post Arresting Loan Growth
CAHP Credit Union underpins loan growth by building rapport with peace officers across the Golden State.
Credit Unions And The Online Lending Marketplace
What role can cooperatives play in an industry that was at one point considered a disruptor?
Lending Highlights From Fourth Quarter 2015
Credit union lending reached a record high of $796.5 billion in 2015 as cooperatives posted year-over-year growth in every major loan category.
The Story Behind The Business Boom
The demand for member business loans and services is growing, and offering MBL options are one way to remain competitive in the financial industry.
How Credit Unions Can Safely Expand Into Lower Score Tiers
Analytics that identify pay-back characteristics can help lenders expand into C segment of borrowers.
Lending, Lending, Everywhere
This week, CreditUnions.com drills down into the loan portfolio and explores the ways different credit unions are growing loans.
Browse Topics
What Makes Good AI Policy? Start With Curiosity And Accountability.
Marc Rapport
As credit unions move from experimentation to adoption, leaders offer firsthand knowledge on what separates weak policies from strong ones that actually work.
Governance And Guardrails Help Credit Unions Navigate AI
Aaron Passman
How Members Cooperative focuses on structure, oversight, and clear expectations to ensure AI supports, not undermines, long term strategy.
What’s In A Name: Chief AI Officer
Aaron Passman
As Hudson Valley Credit Union’s artificial intelligence chief, Preetha Sekharan holds a rare role in the industry, but it’s one that is likely to become far more common in the future.
All Eyes On AI
Aaron Passman
Artificial intelligence for credit unions has moved from a future concept to today’s full-fledged leadership and governance challenge.
The Callahan Guide To The 2026 Final Four
Tony Waltrich
What happens when credit union performance data meets March Madness? Callahan’s proprietary model breaks down state-level results to forecast who takes home the hardware.
A Rewards Program That Relies On Relationships, Not Usage
Savana Morie
Nuvision’s Added Advantage program tracks member engagement across the credit union, then rewards relationships through better pricing and other perks.
Innovations Financial Bets Big On Small Business Lending
Aaron Passman
CDFI grant funding helps the Florida cooperative offer microloans for small businesses after many banks pulled out of its market.
How Marine Credit Union Shifted Its Foundation From Siloed To Symbiotic
Savana Morie
By aligning governance, leadership, and day to day operations, Marine Credit Union transformed its foundation from a parallel operation into a visible extension of the credit union brand.
How Today’s Market Is Stress-Testing Credit Union And Bank Earnings Models
Andrew Lepczyk
Credit union and bank earnings reflect different business objectives. Those differences matter for how financial institutions serve their markets.
How Does BCU Put AI Policy Into Practice?
Marc Rapport
AI governance matters as much as innovation when it comes to AI. Learn how BCU built an AI practice that prioritizes data integrity, risk management, and real world decision making.