Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
A Strategy To Reward Members For Positive Behavior
March 7, 2016
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By turning a longstanding credit model on its head, BECU repriced $100 million in loans in 2015.
Lending Highlights From Third Quarter 2015
March 7, 2016
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Before year-end data closes the books on 2015, take a look at these successes in the credit union loan portfolio.
Key Service Qualities To Build Cardmember Satisfaction And Profitability
March 7, 2016
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Learning culture, adaptive underwriting, minimizing disruptions are all part of a successful, profitable card operation.
The Quest For A Simplified Lending Experience
March 7, 2016
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Five ways to preserve and grow a base of borrowers in the face of mounting competition.
3 Ways To Offer Auto Draft Pre-Approvals
March 7, 2016
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What are credit unions doing to better serve members during the auto-buying process?
A New Year And A New Look At Private Student Lending Performance
March 7, 2016
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Private student lending has grown significantly in the credit union space, but it’s also often been viewed with a skeptical eye. Here’s a look at the perceptions and realities.
Serve Indirect Borrowers With Convenient Online Payment Solutions
March 7, 2016
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A solid indirect payment solution can lead to strong relationships with new borrowers and multiple potential income streams.
How To Simplify The Loan Process
March 7, 2016
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This week, CreditUnions.com profiles a number of credit unions that are making lending more convenient for members.
Focus Financial Services On Seniors
March 4, 2016
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Credit unions can accommodate their older demographic with reverse mortgages, financial investment services, and elder abuse education.
Tips To Make Better Automatic Loan Decisions
March 4, 2016
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Two credit unions share how they get to “yes” on loan applications, regardless of who makes the call.
A Strategy To Reward Members For Positive Behavior
By turning a longstanding credit model on its head, BECU repriced $100 million in loans in 2015.
Lending Highlights From Third Quarter 2015
Before year-end data closes the books on 2015, take a look at these successes in the credit union loan portfolio.
Key Service Qualities To Build Cardmember Satisfaction And Profitability
Learning culture, adaptive underwriting, minimizing disruptions are all part of a successful, profitable card operation.
The Quest For A Simplified Lending Experience
Five ways to preserve and grow a base of borrowers in the face of mounting competition.
3 Ways To Offer Auto Draft Pre-Approvals
What are credit unions doing to better serve members during the auto-buying process?
A New Year And A New Look At Private Student Lending Performance
Private student lending has grown significantly in the credit union space, but it’s also often been viewed with a skeptical eye. Here's a look at ...
Serve Indirect Borrowers With Convenient Online Payment Solutions
A solid indirect payment solution can lead to strong relationships with new borrowers and multiple potential income streams.
How To Simplify The Loan Process
This week, CreditUnions.com profiles a number of credit unions that are making lending more convenient for members.
Focus Financial Services On Seniors
Credit unions can accommodate their older demographic with reverse mortgages, financial investment services, and elder abuse education.
Tips To Make Better Automatic Loan Decisions
Two credit unions share how they get to “yes” on loan applications, regardless of who makes the call.
Browse Topics
Keep The Mortgage. Ditch The Fees.
Savana Morie
A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.
Home Is Where The Heart (And More) Is
Aaron Passman
Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.
3 Ways To Market For HELOC Success
Aaron Passman
Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.
Small House, Big Opportunity: 2 Takes On Manufactured Home Loans
Aaron Passman
Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.
Mortgage Lending Is Back, But It Looks Different
Tony Waltrich
After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in select segments.
MSUFCU Turns A Break In Payments Into A Member Experience Moment
Aaron Passman
The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.
Insights From The Outside: Don Rositano
Marc Rapport
How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.
What’s In A Name: Vice President Of History And Culture
Aaron Passman
How a unique role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.
Growth Is A Mindset, But Success Is In The Contract
Callahan & Associates
Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
Fraud Is Faster, Smarter, And Harder To Stop. Here’s How To.
Callahan & Associates
RKL offers insight, expertise, and experience to help fight off growing threats.