Strategies To Enhance Mortgage Efficiency Without Cutting Jobs
Credit unions are shuffling staff and reimagining operations to make up for a slowdown in home lending.
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
The Art Of Selling On Social Media
Credit unions are navigating regulatory compliance and setting guidelines to help mortgage, investment, and deposit teams gain more traction on social.
2024 Lending Outlook: Hopes, Fears, And Serving Members In The Year Ahead
Forget the Beige Book — these credit union executives offer insights on what it will take to see green.
Single Sponsor Credit Unions Can Benefit From Indirect Lending
April 8, 2015
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Ideas on how your indirect lending program can reach its full potential.
Service CU Tuning in all Channels to Bring in New Members
April 8, 2015
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This New Hampshire credit union looked to extend their reach to members through every possible channel. Their initial focus was on indirect auto lending and enhancing their efforts through online seminars and innovative dealer promotions.
Why The Community Reinvestment Act Matters To Credit Unions
April 7, 2015
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Credit unions might not be subject to CRA guidelines, but they still need to be aware of the value of CRA-eligible loans.
How Quotas Contribute To Revenue And Leadership Growth
April 6, 2015
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New responsibilities and performance accountability develops management skills and underpins revenue generation at UNCLE Credit Union.
TILA/RESPA Preparation Check-In
April 6, 2015
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Now is the time to get ready for mortgage disclosure changes coming Aug. 1.
Use Data To Maximize Limited Window Of Opportunity
April 6, 2015
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Credit unions can use number crunching to identify mortgage and HELOC candidates.
Using Fannie Mae’s Collateral Underwriter Helps Manage Risk
April 6, 2015
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Appraisal risk application supports proactive management of appraisal quality and improves customer relationship tools.
Hitting A Home Run With Home Mortgages
April 6, 2015
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Strong partnerships can push credit union lending business around the base paths.
Motivating Millennial Homebuyers
April 6, 2015
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Low down payments and social media can help mortgage lenders speak language Gen Y buyers understand.
There’s No Place Like Home
April 6, 2015
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What are credit unions doing to increase their visibility in the mortgage market?
Single Sponsor Credit Unions Can Benefit From Indirect Lending
Ideas on how your indirect lending program can reach its full potential.
Service CU Tuning in all Channels to Bring in New Members
This New Hampshire credit union looked to extend their reach to members through every possible channel. Their initial focus was on indirect auto lending and ...
How Quotas Contribute To Revenue And Leadership Growth
New responsibilities and performance accountability develops management skills and underpins revenue generation at UNCLE Credit Union.
TILA/RESPA Preparation Check-In
Now is the time to get ready for mortgage disclosure changes coming Aug. 1.
Use Data To Maximize Limited Window Of Opportunity
Credit unions can use number crunching to identify mortgage and HELOC candidates.
Using Fannie Mae’s Collateral Underwriter Helps Manage Risk
Appraisal risk application supports proactive management of appraisal quality and improves customer relationship tools.
Hitting A Home Run With Home Mortgages
Strong partnerships can push credit union lending business around the base paths.
Motivating Millennial Homebuyers
Low down payments and social media can help mortgage lenders speak language Gen Y buyers understand.
There’s No Place Like Home
What are credit unions doing to increase their visibility in the mortgage market?
Browse Topics
Best Of 2025 (So Far): Building Vibrant Communities
Aaron Passman
A midyear look back at how credit unions are lifting up their communities in ways that go beyond just banking.
Best Of 2025 (So Far): Fostering Financially Strong Credit Unions
Aaron Passman
Revisiting some of the unique strategies financial cooperatives are using to drive long-term success and sustainable organic growth.
Best Of 2025 (So Far): Driving Employee Engagement
Aaron Passman
From innovative training strategies to change management and more, here’s a look back at how credit unions are empowering their staff to serve members and live their mission.
Best Of 2025 (So Far): Supporting Member Financial Wellbeing
Aaron Passman
From access to education and beyond, credit unions are putting members first in a way that’s not just about banking – it’s about financial empowerment.
3 Ways The Balance Sheet Is Adjusting To New Borrowing Habits
Roman Ojala
Consumers are adjusting their financing habits to the new economy, and as economic realities shift, members are rethinking how — and where — they access credit.
Macroeconomics: First-Quarter Trends Or Headwinds?
Andrew Lepczyk
Six data points showcase key dynamics shaping the U.S. economy that could direct credit union decision-making in the year to come.
Risk In Motion: Why Your Risk Program Needs To Move Faster
Callahan & Associates
Risk might or might not impact your organization, but you must be ready regardless.
Credit Union Asset Quality In 1Q 2025
Tony Waltrich
Delinquency and charge-offs have largely plateaued from last year. Encouragingly, many products improved compared to the previous quarter.
Credit Union Savers Favor Flexibility Over Returns
Sherry Virden
Members are changing the way they deposit their money, saving more and opting for lower-yielding, more liquid account types.
Quarterly Market Snapshot And Two-Year Financial Statement
Andrew Lepczyk
Quarterly performance reports from Callahan & Associates highlight important metrics from across the credit union industry. Comparing top-level performance and digging into the financial statement has never been easier.
Why The Community Reinvestment Act Matters To Credit Unions