Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
Pandemic Lending Lessons Put Into Play
February 1, 2021
No Comments
Five lending leaders offer new insights about old values as they put new strategies into place to protect their cooperative and members.
4 Reasons Credit Unions Must Make The Move To Digital Lending
February 1, 2021
No Comments
Drive loan growth and other critical engagement activities with technology that captures and enhances the complete member journey.
5 Lessons The Pandemic Has Taught Us About Vehicle Financing
February 1, 2021
No Comments
How to position your credit union’s auto loan strategy for success in 2021.
4 Trends To Watch In 2021
January 26, 2021
No Comments
The financial constraints credit unions faced in 2020 provide insights for how to move forward in the coming year.
What Could Post-Pandemic Growth Look Like?
January 11, 2021
No Comments
Timely strategies for increasing your lending opportunities (while delivering exceptional member service) during and after the pandemic.
The Value Of Planning During A Pandemic
January 4, 2021
No Comments
Credit unions proved in 2020 that they are at their best when times are tough.
Auto Lending Is Still Slow In The Third Quarter
December 21, 2020
No Comments
Declines in consumer loan demand and a continued pullback from indirect lending programs have resulted in a deceleration of auto loan growth, particularly in new auto loans.
2021 Vendor Showcase (Part 1)
December 14, 2020
No Comments
Looking for new solutions? Check out these featured credit union suppliers.
Future Proofing: How to Attract Next Generation Members in the Digital Age
December 9, 2020
No Comments
Tune in for an insightful panel discussion among leaders from financial technology company Splash Financial, First Tech Federal Credit Union and CMFG Ventures/CUNA Mutual Group to learn how credit unions are remaining competitive while growing digitally.
How A Responsible Credit Program Can Enhance Member Financial Stability
November 16, 2020
No Comments
Effective management of credit card debt can increase both the cooperative’s business and the member’s financial stability.
Pandemic Lending Lessons Put Into Play
Five lending leaders offer new insights about old values as they put new strategies into place to protect their cooperative and members.
4 Reasons Credit Unions Must Make The Move To Digital Lending
Drive loan growth and other critical engagement activities with technology that captures and enhances the complete member journey.
5 Lessons The Pandemic Has Taught Us About Vehicle Financing
How to position your credit union’s auto loan strategy for success in 2021.
4 Trends To Watch In 2021
The financial constraints credit unions faced in 2020 provide insights for how to move forward in the coming year.
What Could Post-Pandemic Growth Look Like?
Timely strategies for increasing your lending opportunities (while delivering exceptional member service) during and after the pandemic.
The Value Of Planning During A Pandemic
Credit unions proved in 2020 that they are at their best when times are tough.
Auto Lending Is Still Slow In The Third Quarter
Declines in consumer loan demand and a continued pullback from indirect lending programs have resulted in a deceleration of auto loan growth, particularly in new ...
2021 Vendor Showcase (Part 1)
Looking for new solutions? Check out these featured credit union suppliers.
Future Proofing: How to Attract Next Generation Members in the Digital Age
Tune in for an insightful panel discussion among leaders from financial technology company Splash Financial, First Tech Federal Credit Union and CMFG Ventures/CUNA Mutual Group ...
How A Responsible Credit Program Can Enhance Member Financial Stability
Effective management of credit card debt can increase both the cooperative’s business and the member’s financial stability.
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.