Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
AI In Lending, Affordable Renting, And Indirect Slowing
February 3, 2020
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Five can’t-miss data points this week on CreditUnions.com.
First Financial Creates In-House AI/ML Lending Experience
February 3, 2020
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The Maryland credit union plans to soon go live with a decisioning system that provides speed, flexibility, and fairness.
Protecting Your Portfolio From Delinquent Auto Loan Accounts
February 3, 2020
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Now is the time to evaluate your credit union’s collections operation.
2020 Lending/LOS Vendor Showcase
February 3, 2020
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Looking for new lending or LOS solutions? Check out these featured credit union suppliers.
Indirect Lending Growth Tails Off Sharply
February 3, 2020
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Third quarter 2019 data shows that indirect loans still dominate the credit union industry’s auto portfolio, though momentum appears to have stalled in recent quarters.
Loan Balances Vs. Originations: A Tale Of The Tape
February 3, 2020
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Despite slowing balance sheet growth, loan production picked up in the second half of the year, as the industry posted a record setting quarter in the three months ending September 2019.
Credit Unions Are Leading The Way In USDA Lending
January 28, 2020
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A $112 million loan financed through a consortium of credit unions shines a light on the impact of the cooperative model in rural America.
How Green Can You Go? VSECU Is All-In On Energy-Savings Lending.
January 28, 2020
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Tree-hugging roots run deep at the Vermont credit union, which offers an array of lending and deposit products aimed at fighting climate change.
Tried-And-True Tips To Serve A Niche Community
January 28, 2020
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The CEO of Everence FCU shares why the cooperative’s mission is more relevant to a broader group of consumers than ever before.
4 Factors To Watch For This Homebuying Season
January 27, 2020
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Last summer was the most competitive homebuying season of all time, and credit unions are preparing for more action in 2019.
AI In Lending, Affordable Renting, And Indirect Slowing
Five can't-miss data points this week on CreditUnions.com.
First Financial Creates In-House AI/ML Lending Experience
The Maryland credit union plans to soon go live with a decisioning system that provides speed, flexibility, and fairness.
Protecting Your Portfolio From Delinquent Auto Loan Accounts
Now is the time to evaluate your credit union’s collections operation.
2020 Lending/LOS Vendor Showcase
Looking for new lending or LOS solutions? Check out these featured credit union suppliers.
Indirect Lending Growth Tails Off Sharply
Third quarter 2019 data shows that indirect loans still dominate the credit union industry’s auto portfolio, though momentum appears to have stalled in recent quarters.
Loan Balances Vs. Originations: A Tale Of The Tape
Despite slowing balance sheet growth, loan production picked up in the second half of the year, as the industry posted a record setting quarter in ...
Credit Unions Are Leading The Way In USDA Lending
A $112 million loan financed through a consortium of credit unions shines a light on the impact of the cooperative model in rural America.
How Green Can You Go? VSECU Is All-In On Energy-Savings Lending.
Tree-hugging roots run deep at the Vermont credit union, which offers an array of lending and deposit products aimed at fighting climate change.
Tried-And-True Tips To Serve A Niche Community
The CEO of Everence FCU shares why the cooperative’s mission is more relevant to a broader group of consumers than ever before.
4 Factors To Watch For This Homebuying Season
Last summer was the most competitive homebuying season of all time, and credit unions are preparing for more action in 2019.
Browse Topics
Fintech Grounded In Mission As Much As Market Opportunity
Marc Rapport
Suncoast Credit Union balances near-term needs with longer-term bets, applying discipline to timing, valuation, and fit to decide when to invest and when to walk away.
Industry Intelligence For Credit Union Leaders
Callahan & Associates
Looking for quarterly data coverage, expert analysis, lessons from leading credit unions, and more? Callahan has it covered. Comparing top-level performance and digging into the details has never been easier.
Cost Pressures Are Changing Member Behavior
Savana Morie
First quarter data shows how rising costs are pushing consumers toward flexibility and reshaping borrowing and saving habits.
WSECU Invests In Innovation To Solve Pain Points
Marc Rapport
A dedicated CUSO holding company allows WSECU to move beyond building and back fintech partners it helps shape and scale.
When Employees Own Culture, Service Follows
Savana Morie
Advancial FCU links internal service standards, employee feedback, and peer recognition to create a more consistent experience for both staff and members.
How MSUFCU Builds And Backs Fintech Solutions
Marc Rapport
MSUFCU takes a hands-on approach to fintech, piloting solutions through its in-house lab before scaling and backing them through a wholly owned CUSO.
Members Demand Digital, But They Want Branches, Too
Savana Morie
Affinity Plus FCU has a clear member service mantra: digital for daily, human when it’s hard. Its CEO and CFO share what that looks like in practice.
How A Holding Company Helps Service Credit Union Win At Fintech
Marc Rapport
The New Hampshire cooperative shares how its fintech arm, Service Ventures, evaluates investments, balances risk, and defines success.
Future Bets From Today’s Credit Unions
Marc Rapport
Industry leaders share how they approach fintech investment, balancing immediate needs with longer-term bets while keeping member value and mission at the center.
AI Adoption Is Growing. Are Credit Unions Keeping Pace?
Andrew Lepczyk
New data from Gallup shows half of all employees who work for companies that pay for AI tools use them. Credit unions are building their own momentum.