Affordable Housing Isn’t About Business. It’s About People.
NOLA Firemen’s FCU helps members qualify for a mortgage in a state where poverty is high and insurance premiums are keeping many would-be borrowers out
Lending
Our Lending page is the spot for credit union strategies on product development, operations, and pricing.
Top Lending Articles
Midwestern Credit Unions Break New Ground With Auto Loans
Blaze, Consumers, and Interra credit unions pioneer a new path to liquidity under the guidance of Alloya Corporate.
7 Smart Loans For Life’s Big Moments
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
How High-Risk Lending Reaps Rewards
July 24, 2017
No Comments
Managing risk and building relationships helps two small credit unions lend to C-D-E-paper borrowers.
Trends In First Mortgage Lending
July 24, 2017
No Comments
Credit unions are taming risk and outperforming other financial institutions.
2 Real Millennials. 1 Real Mortgage. (Part 3)
July 10, 2017
No Comments
This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.
The Truth Behind Millennials And Their Relationship With Interest Rates
July 10, 2017
No Comments
The largest generation yet has only known low rates. Education and comparison tools could go a long way toward preparing them, and your credit union, for future home buying.
3 Considerations For Implementing Digital Lending Solutions
July 10, 2017
No Comments
Learn more about the next feature being added to the banking experience.
Tighten, Lighten, And Double Down
July 6, 2017
No Comments
How better portfolio tracking, a grounded MBL roster, and support from a broad line of CUSOs are helping Mazuma make a mark in the Kansas City area.
State In The Spotlight: Idaho
July 1, 2017
No Comments
There are three times the number of credit unions than banks in Idaho, and members are making the most of the credit union movement. Idaho credit unions post the third-best performance among all 50 states for member, asset, loan, and share growth.
2 Real Millennials. 1 Real Mortgage. (Part 2)
June 28, 2017
No Comments
This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.
Credit Unions, Resilience, And The American Dream
June 27, 2017
No Comments
On display at ACUC: Resilience in the credit union movement, among members, and at the institutions themselves.
The 2 Sides Of Loan Portfolio Delinquency
June 26, 2017
No Comments
Loan delinquency has been steadied by a balancing act between rising consumer and falling real estate loan delinquency.
How High-Risk Lending Reaps Rewards
Managing risk and building relationships helps two small credit unions lend to C-D-E-paper borrowers.
Trends In First Mortgage Lending
Credit unions are taming risk and outperforming other financial institutions.
2 Real Millennials. 1 Real Mortgage. (Part 3)
This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.
The Truth Behind Millennials And Their Relationship With Interest Rates
The largest generation yet has only known low rates. Education and comparison tools could go a long way toward preparing them, and your credit union, ...
3 Considerations For Implementing Digital Lending Solutions
Learn more about the next feature being added to the banking experience.
Tighten, Lighten, And Double Down
How better portfolio tracking, a grounded MBL roster, and support from a broad line of CUSOs are helping Mazuma make a mark in the Kansas ...
State In The Spotlight: Idaho
There are three times the number of credit unions than banks in Idaho, and members are making the most of the credit union movement. Idaho ...
2 Real Millennials. 1 Real Mortgage. (Part 2)
This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.
Credit Unions, Resilience, And The American Dream
On display at ACUC: Resilience in the credit union movement, among members, and at the institutions themselves.
The 2 Sides Of Loan Portfolio Delinquency
Loan delinquency has been steadied by a balancing act between rising consumer and falling real estate loan delinquency.
Browse Topics
Keep The Mortgage. Ditch The Fees.
Savana Morie
A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.
Home Is Where The Heart (And More) Is
Aaron Passman
Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.
3 Ways To Market For HELOC Success
Aaron Passman
Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.
Small House, Big Opportunity: 2 Takes On Manufactured Home Loans
Aaron Passman
Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.
Mortgage Lending Is Back, But It Looks Different
Tony Waltrich
After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in select segments.
MSUFCU Turns A Break In Payments Into A Member Experience Moment
Aaron Passman
The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.
Insights From The Outside: Don Rositano
Marc Rapport
How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.
What’s In A Name: Vice President Of History And Culture
Aaron Passman
How a novel role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.
Growth Is A Mindset, But Success Is In The Contract
Callahan & Associates
Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
Fraud Is Faster, Smarter, And Harder To Stop. Here’s How To.
Callahan & Associates
RKL offers insight, expertise, and experience to help fight off growing threats.