Lending

Our Lending page is the spot for credit union strategies on product development, operations, and pricing.

Top Lending Articles

Home Is Where The Heart (And More) Is

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

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Features

Keep The Mortgage. Ditch The Fees.

A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.
Features

3 Ways To Market For HELOC Success

Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.
Blogs

Home Is Where The Heart (And More) Is

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies ...
Features

Small House, Big Opportunity: 2 Takes On Manufactured Home Loans

Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.
Blogs

Mortgage Lending Is Back, But It Looks Different

After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in ...
Blogs

Where Have All The Members Gone?

Membership growth is slowing, but financial activity is not. What does the modern financial relationship look like?
Blogs

5 Takeaways From First Quarter Credit Union Performance Data

Inflation, war, and uncertain futures have reshaped members' needs in 2026. What does credit union performance data from the first quarter of 2026 say about ...
Partner Perspectives

Balancing Growth And Risk In Uncertain Lending Environments

Traditional risk tools alone aren’t enough. Portfolio protection must evolve to meet members within the lending experience itself.
Partner Perspectives

The 84-Month Trap: How Negative Equity Is Quietly Undermining Your Auto Portfolio

A new approach to vehicle affordability for credit unions.
Features

Why Financial Empowerment Matters More Than Financial Literacy

Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.
Colorful digital promo for Baton Rouge Telco Federal Credit Union's Era's Tour-inspired HELOC campaign. It features bold “zero out-of-pocket costs” messaging and a call-to-action button.

Home Is Where The Heart (And More) Is

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

Read More »
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