Meet The Finalists For The 2026 Innovation Series: Reimagining The Lending Experience
This year’s finalists are uncovering new ways to harness the power of technology to improve and expand lending across the industry.
This year’s finalists are uncovering new ways to harness the power of technology to improve and expand lending across the industry.
Credit unions can simplify compliance, reduce risk, and enhance member trust by rethinking loan servicing with outsourced solutions designed to keep pace with evolving regulations.
Regardless of what’s going on politically, the needs for education financing won’t wait.
Heritage Family Credit Union launches a low-rate lending program to increase the availability of area affordable housing.
Vendors break down the problems they solve and highlight what makes them stand out in a crowded industry.
Income from mortgage originations and servicing were down from one year ago following slowdowns in sales and refinancing.
Credit unions from across the country dish on tactics to find the best employees.
A Cleveland credit union is one of only seven of its size in the country that makes auto leases, and it does a lot of them.
University Credit Union in Orono, ME, creates new positions and titles to streamline its lending environment.
Low rate environment and soaring student debt lead to growing refinance boom in student lending.

A look at year-end performance trends reveals how earnings, affordability pressures, and asset quality are redefining the operating environment heading into 2026.

Members are struggling with an affordability crisis that is changing how they manage debt, and new behaviors are showing up across the credit union loan portfolio.

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
Credit union asset quality didn’t collapse in 2025 — but it didn’t cooperate, either. What’s going on, and are credit unions prepared to respond in 2026?

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
The affordability crisis extends far beyond big-ticket expenses. As the rising cost of basic necessities outpaces income growth, household budgets are under strain and long-term financial stability is increasingly at risk.
As credit unions move deeper into 2026, the earnings conversation is shifting. Elevated interest rates have boosted margins and strengthened earnings flexibility, but that advantage won’t persist indefinitely.
A radical shift is taking place in the way consumers move money and engage with their financial institution.

How the Michigan-based cooperative’s “Culture of Finance” curriculum is reframing financial education.