Maryland

Features

First Financial Of Maryland Doubles Down On AI-Powered Lending

After an AI-driven unsecured short-term loan brought in roughly $10 million in four years, the mid-Atlantic cooperative is branching out into credit cards.
Features

Artificial Intelligence Yields Real Results For This Cooperative’s Short-Term Loan Product

Application abandonment and manual overrides drop at First Financial of Maryland FCU after it introduces machine learning to fine-tune its product suite.
Features

Credit Unions Are Stepping Up Aid Offerings Amid Strikes

Credit unions serving sectors impacted by work stoppages are rolling out offers to assist members facing economic hardship.
Features

How The TowerCares Foundation Maximizes Its Impact

As the philanthropic organization surges past the $1 million mark, its CEO looks back on lessons learned and offers advice for those just getting started.
Industry Insights

7 Ways To Help Members Stretch Their Dollars As Prices Surge

Inflation in the United States has reached a 40-year high. Food and gas prices have spiked. But credit unions are stepping in to help members ...
Features

What Can Credit Unions Learn From Regulators? (Part 1)

Former examiners who now serve in the credit union C-suite talk about why they switched careers and what they have to offer the cooperative movement. ...
Features

What Can Credit Unions Learn From Regulators? (Part 2)

Former examiners who now serve in the credit union C-suite talk about why they switched careers and what they have to offer the cooperative movement.
Features

What’s In A Name: Youth Outreach Manager

Cindy Jones spearheads First Financial’s efforts to improve financial health and literacy among Baltimore-area schools.
Features

How To Balance Patronage Dividends And Loan Loss Reserves

Six credit unions talk about their strategies to offer members an annual payback while still ensuring adequate coverage in loan loss accounts.
Features

What’s In A Name: AVP Of Optimization

Wes Girling adds user design expertise and project coordination to product development and process improvement at State Employees Credit Union of Maryland.

5 Takeaways From Trendwatch

Credit unions posted record revenue in the third quarter thanks to large gains in loan and investment income, yet asset quality worsened as the industry braced for interest rate cuts.

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