National And State Trends From The Latest HMDA Data
The latest HMDA data is here. Check out trends in the mortgage industry, including state leaders.
The latest HMDA data is here. Check out trends in the mortgage industry, including state leaders.
HMDA data reveals who is, and who isn’t, taking out mortgages.
Enhanced validation service and property inspection waivers will save credit unions’ borrowers time and money.
Freedom First’s microloan program helps low-income members build credit and a nest egg.
Mortgage lending success in today’s marketplace begins with clear, timely communications with members.
Four can’t-miss data points featured this week on CreditUnions.com.
Check out how the credit union loan portfolio fared in the first six months of 2016.
What does new Home Mortgage Disclosure Act data say about credit union performance?
While home equity lines of credit and second mortgages account for a smaller portion of real estate loans, consumers are using them to a great extent.
Funds from an FHLB program helps TruWest Credit Union put members into affordable homes.

Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.

More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.

Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.

Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.

The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.

CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.

Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.

Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.

Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.

As margin support begins to fade, earnings performance is becoming more sensitive to revenue mix and harder to interpret through public reporting alone.