New Year’s Resolution: Help Members Live Life Fully
USAlliance Financial embraces a new motto and finds small ways to make a big difference in the lives of members.
USAlliance Financial embraces a new motto and finds small ways to make a big difference in the lives of members.
Low-income credit unions from 42 states and the District of Columbia received grants from the NCUA this year. Where did the money go?
An interactive graphic by Callahan & Associates highlights ROM leaders by state. Who’s tops in your state?
Three percent cash back and $59 a year are among the terms of Alliant Credit Union’s new credit card offering.
Future losses will soon be part of the equation for calculating reserves, and there’s much work to be done.
How a New York credit union partners with startups to meet members’ growing demand for the latest technological developments.
Three credit unions share how one-to-one lending has helped them build business and increase engagement with members.
How an FHLB down payment assistance program helps Empower FCU build a purchase-heavy real estate portfolio.
The average member relationship surpassed $18,000 for credit unions in the New England states. In what other areas do these cooperatives excel?
United Nations Federal Credit Union offers employees 78.6% higher compensation than the industry average.

A look at year-end performance trends reveals how earnings, affordability pressures, and asset quality are redefining the operating environment heading into 2026.

Members are struggling with an affordability crisis that is changing how they manage debt, and new behaviors are showing up across the credit union loan portfolio.

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
Credit union asset quality didn’t collapse in 2025 — but it didn’t cooperate, either. What’s going on, and are credit unions prepared to respond in 2026?

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
The affordability crisis extends far beyond big-ticket expenses. As the rising cost of basic necessities outpaces income growth, household budgets are under strain and long-term financial stability is increasingly at risk.
As credit unions move deeper into 2026, the earnings conversation is shifting. Elevated interest rates have boosted margins and strengthened earnings flexibility, but that advantage won’t persist indefinitely.
A radical shift is taking place in the way consumers move money and engage with their financial institution.

How the Michigan-based cooperative’s “Culture of Finance” curriculum is reframing financial education.