Non-Interest Income Continues To Grow In Importance
The need for credit unions to generate non-interest income continues to grow in a narrowing margin environment.
The need for credit unions to generate non-interest income continues to grow in a narrowing margin environment.
Four can’t-miss data points this week on CreditUnions.com.
It’s taken for granted that small credit unions are more reliant on fee income. But are they really?
Interchange income at credit unions swaps places with punitive fees as a growing driver of industry revenue.
Interest on loans drive the income train, but other revenue streams are steaming along.
Credit unions generate income in a multitude of ways to stay competitive in a narrowing margin environment.
Credit unions on both coasts share how they ramped up new insurance and investment services.
The Memphis credit union has improved retention, electronic services, and accounts per household by delivering the right messages to the right members.
Callahan data shows there is a growing reliance on NII in keeping credit unions surviving and thriving.
Loans, member relationships, and sources of non-interest income. How did credit unions perform in fourth quarter?

Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.

A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.

Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.

After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in select segments.

The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.

How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.

How a novel role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.

Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
The Virtuous Circle Of Lower Fees And Higher Income