Non-Interest Income (NII)

A Dive Into Interchange Income

A study of performance data from nearly 150 credit unions sheds light on what is happening beneath the broad categories represented on the 5300 Call Report.

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Features

2 Ways To Approach Fee Relief For Members

United FCU offers support by reducing overdraft and NSF fees; Amplify flat-out eliminates them.
Industry Insights

3 Takeaways From The First Quarter Of 2021

The lasting effects of the COVID-19 pandemic — and the national economic response to it — linger on credit union financial statements.
Industry Insights

6 Useful Ratios For Uncovering The Financial Shock Of COVID-19

Spread analysis deconstructs credit union earnings to gauge the health of an institution and its broader industry.
Industry Insights

A Dive Into Interchange Income

A study of performance data from nearly 150 credit unions sheds light on what is happening beneath the broad categories represented on the 5300 Call ...
Industry Insights

What’s Happening In Non-Interest Income?

Early data from Callahan & Associates’ new non-interest income tool shows dramatic differences in NII strategy among credit unions.
Features

6 Ways To Boost Non-Interest Income

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.
Industry Insights

6 Graphs About Revenue In The Third Quarter Of 2018

Credit unions covered their operating expenses with net interest income alone for the first time in seven years.
Industry Insights

First-Time Homebuyers, Automation, And NII

Five can’t-miss data points this week on CreditUnions.com.
Industry Insights

Debit Rewards, Market Expansion, And A New Charter

Five can’t-miss data points this week on CreditUnions.com.
Industry Insights

Non-Interest Income Continues To Grow In Importance

The need for credit unions to generate non-interest income continues to grow in a narrowing margin environment.
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