Maurice Smith On Leadership
The CEO of LGFCU and Civic FCU discusses the importance of living with purpose, where he finds inspiration, and what credit unions really provide members.
The CEO of LGFCU and Civic FCU discusses the importance of living with purpose, where he finds inspiration, and what credit unions really provide members.
Credit unions must strike the right balance between the risks they take and the rewards they seek.
A solid strategy helps credit unions make the most difficult of business decisions: Choosing what not to do.
An interactive graphic by Callahan & Associates highlights ROM leaders by state. Who’s tops in your state?
The North Carolina credit union is halfway through moving away from the time-consuming process of manual ledger reconciliation.
Annual auto loan growth was higher for credit unions in the Southeast than for the overall industry, yet charge-offs were lower than for other regions. In what other areas did these credit unions excel?
LGFCU is creating a spinoff credit union to serve growing business services and mobile banking demands within its existing field of membership.
Credit unions are seeing a generational shift in how money flows in and out of the institution, but it’s a process more than a pitfall.
Charlotte Metro Credit Union manages risk while growing business deposits and loans faster than credit union averages.
On display at ACUC: Resilience in the credit union movement, among members, and at the institutions themselves.

The annual conference offered insights on why service organizations remain a strategic asset for credit unions and how collaboration, AI, and advocacy are shaping what comes next.

Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.

More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.

Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.

Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.

The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.

CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.

Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.

Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.

Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.