Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

5 Takeaways From Trendwatch 1Q 2025

With economic uncertainty on the horizon, credit union members are moving money into lower-term deposits and paying down debt, helping to boost margins and lower delinquency across the industry.

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Blogs

The New Retirement Reality Reveals Startling Facts

A 2025 BlackRock survey presents a snapshot of retirement readiness and shows Americans are saving, struggling, and still working.
Features

Strategy Today For Success In 2030

Credit union strategy leaders are embracing uncertainty, rethinking relevance, and getting cozy with discomfort as they plan for 2030 and beyond.
Partner Perspectives

Virtual Cards: More Than Just A Trend

The next evolution in consumer payments — and credit unions that wait risk falling behind.
Graph Of The Week

Digital Wallet Usage Skews Younger, But Becoming More Ubiquitous

Those born before 1980 use digital wallets at a lower rate than younger consumers, but adoption levels are nearly equal across income levels.
Industry Insights

Credit Union Savers Favor Flexibility Over Returns

Members are changing the way they deposit their money, saving more and opting for lower-yielding, more liquid account types.
Industry Insights

Quarterly Market Snapshot And Two-Year Financial Statement (1Q 2025)

Quarterly performance reports from Callahan & Associates highlight important metrics from across the credit union industry. Comparing top-level performance and digging into the financial statement ...
Features

‘Rocky Road’ Ahead? Credit Union CFOs Tweak The Balance Sheet Just In Case.

With recession fears on the rise, industry leaders are hoping for the best but preparing for the worst.
Partner Perspectives

Basic Checking Gets A Competitive Upgrade

Boost loyalty with lifestyle checking accounts that offer perks like telehealth, ID protection, and travel discounts.
Blogs

5 Takeaways From Trendwatch 1Q 2025

With economic uncertainty on the horizon, credit union members are moving money into lower-term deposits and paying down debt, helping to boost margins and lower ...
Partner Perspectives

2025 Credit Card Market Insights And To-Dos

Questions and recommendations to help credit unions improve the management and evaluation of their credit card portfolio.
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