Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

Graph Of The Week

Members Want BNPL. How Will You Respond?

A March 2024 study determined Buy Now, Pay Later tools are among the top features consumers want from their payments options.
Partner Perspectives

The Future Of Check Processing: A Transaction Level Approach

A new approach to transaction processing lowers costs, reduces risks, and increases efficiency.
Partner Perspectives

4 Strategies To Increase Prepaid Card Usage And Acceptance

An examination of common obstacles to prepaid card adoption and effective strategies for overcoming them.
Blogs

Ask An Analyst: What Does The Data Say About Financial Wellness?

Americans face challenges in retirement planning and rising debt. Credit unions can help them tackle that.
Features

First Financial Of Maryland Doubles Down On AI-Powered Lending

After an AI-driven unsecured short-term loan brought in roughly $10 million in four years, the mid-Atlantic cooperative is branching out into credit cards.
Graph Of The Week

5 Graphs That Explain Loan Demand

From sky-high housing prices to increased credit card spending and beyond, these are the prime factors influencing today's lending landscape.
Graph Of The Week

Better Deposit Strategies Elevate Member Experience

With deposits per branch up 50% in the past five years, many credit unions are redeploying staff to provide more holistic offerings such as financial ...
Features

Langley FCU Offers Financial Refuge For Struggling Savers

The Virginia cooperative bucks the CD trend with a high-rate savings product aimed at members who need help building budgetary resiliency.
Features

What’s In A Name: Chief Deposit Officer

Emilio Cooper brings a comprehensive approach to deposit growth at Bethpage FCU, moving from a one-size-fits-all method to a more nuanced strategy.
Blogs

NCUA’s New Fee-Reporting Rules: Your Questions Answered

With “junk fees” in the crosshairs in Washington, Callahan takes a deep dive into how that revenue impacts the balance sheet and what the future ...
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