Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

4Q 2016 Trendwatch

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

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Lending By The Numbers (3Q 2016)

Credit unions originated $343.6 billion through third quarter 2016 — that’s an all-time record. See which areas contributed to this double-digit year-over-year growth.

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Features

How Funding Is The Key To Maintaining Robust Lending Portfolios

Non-member deposits join indirect lending, MBLs, and loan participations as liquidity strategies.
Credit Union Industry Commentary

Why Can’t Bigger Be Better?

This is not an indictment of large credit unions. Instead, I hope it’s a reminder to all of us of why we're here.
Features

3 Ways To Engage Your Digital Members

Expand your payment channels, conduct a “user journey” audit, and partner with experienced, trusted providers.

4Q 2016 Trendwatch

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.
Industry Insights

3 Takeaways From Trendwatch 4Q 2016

Loans, member relationships, and sources of non-interest income. How did credit unions perform in fourth quarter?
Features

A 5-Year Plan To Hit $1 Billion In Assets

How Texas Trust’s approach to lending, technology, and convenience paved the path to asset growth.
Graph Of The Week

Lending By The Numbers (3Q 2016)

Credit unions originated $343.6 billion through third quarter 2016 — that's an all-time record. See which areas contributed to this double-digit year-over-year growth.
Features

Why Pioneer FCU Tops The Leader Boards In Share, Loan, And Member Growth

The Idaho credit union uses marketing, deposit, lending, and ALM strategies to increase member value.
Graph Of The Week

The Importance Of First Quarter Share Growth

If credit unions continue on their current path, will they be able to fund future loans solely through share growth?
Features

Third Quarter 2016 Shares By The Numbers

Share balances in third quarter increased at the fastest rate since fourth quarter 2009, but the loan-to-share ratio still grew.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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