Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

State In The Spotlight: Virginia

Virginia credit unions set records in loan originations, members, shares, loans, and much more in 2015. More members than ever are choosing Virginia credit unions as their financial institution of choice, driving up penetration metrics and average member relationships across the state.

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One of the Nation’s Best Credit Card Programs

Pennsylvania State Employees CU has one of the best credit card programs in the nation. With penetration at 40% and growth in balances last year at 23%, members are demonstrating they see the value in PSECU’s program above the programs of banks and other institutions.

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Industry Insights

3 Takeaways From Trendwatch 1Q 2016

Credit unions again set new marks in major measurements of industry strength, and Callahan's Trendwatch webinar has the details.
Features

A Strategy To Post Arresting Loan Growth

CAHP Credit Union underpins loan growth by building rapport with peace officers across the Golden State.
Industry Insights

Lending Highlights From Fourth Quarter 2015

Credit union lending reached a record high of $796.5 billion in 2015 as cooperatives posted year-over-year growth in every major loan category.
Features

Benefits Of A Robust Credit Card Product Strategy

One size doesn't fit all. Providing an extensive credit card product suite can enhance members' experiences and optimize portfolio revenue streams.
Industry Insights

The Power Of The Prepaid

Takeaways from the NBPCA’s conference.
Industry Insights

Share Draft Penetration (4Q 2015)

Which credit unions are members choosing to make their primary financial institution?
Industry Insights

State In The Spotlight: Virginia

Virginia credit unions set records in loan originations, members, shares, loans, and much more in 2015. More members than ever are choosing Virginia credit unions ...
Features

One of the Nation’s Best Credit Card Programs

Pennsylvania State Employees CU has one of the best credit card programs in the nation. With penetration at 40% and growth in balances last year ...
Features

Triggering a Portfolio Rescore: Understanding Risk in the Current Environment

After a lengthy re-scoring process of 35,000 credit card holders, SAFE Credit Union used their service bureau's Trigger Alerts to help manage the process.
Features

Local Celebrity Endorsements

Vantage West Credit Union shores up its premium checking accounts with a little help from a university head football coach.
Membership And Annual Member Growth, 06.30.25

2 Hot Takes On Member Growth

Member growth is slowing. What can credit unions do about it? Callahan experts explore how purpose and financial wellbeing might be the key to sustainable member growth.

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