Return On Assets (ROA)

Industry Insights

A Smaller Take On Non-Interest Income

It's taken for granted that small credit unions are more reliant on fee income. But are they really?
Features

A Strategy To Manage Cash And Serve Members

Mountain America Credit Union is a veteran user of cash management analytics, but it’s still learning how to optimize its understanding of and confidence in ...
Features

Earnings By The Numbers (4Q 2016)

ROA increased 2 basis points for credit unions nationally, but where do the high and low performers fall?
Graph Of The Week

6 Small Earnings Ratios With A Large Impact On Credit Unions

The national average for each of these six mighty metrics is less than 10 percentage points, but even a change of a few basis points ...
Features

How Pacific Northwest Ironworkers Restored Its Net Worth And Built Member Value

The small Oregon-Washington credit union uses internal efficiencies and external outreach to hit new heights.
Graph Of The Week

Ohio Credit Unions

How do credit unions in the Buckeye State stack up against regional peers?
Graph Of The Week

Texas Credit Unions

How do financial cooperatives in the Lone Star State stack up against other credit unions?
Industry Insights

Credit Unions Ride An ROA Roller Coaster

Second quarter data shows the industry’s ROA is up quarter-over-quarter but slightly down year-over-year.
Callahan Collections

7 Ratios Every Employee Should Know About Credit Union Lending

Lending is the engine that powers credit unions, and these seven ratios will help every employee understand why.
Features

4 Benchmarks For All Credit Union Leaders

Lending and asset growth have been capturing industry headlines, but tight margins from sustained low interest rates and slowly rising operating expenses make some other ...
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