Return On Assets (ROA)

Industry Insights

A Regional View Of Earnings And Capital In The Third Quarter Of 2020

Credit unions in the West reported the largest decline in ROA. See what else has happened across the United States.
Industry Insights

Credit Union Earnings And Capital In The Third Quarter Of 2020

Concerned with cooperative values and not stock prices, credit unions have sacrificed short-term earnings to bolster reserves and give members a break on fees.
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Macro Overiew And Industry Trends (1Q20)

The longest economic expansionary period in U.S. history has come to an end. What else should credit unions know at first quarter?
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Macro Overiew And Industry Trends (4Q19)

Despite a slow first quarter, the industry reported strong growth across core financials in the past 12 months. What else should credit unions know at ...
Industry Insights

A Landmark 2019 Puts The Wrap On 10 Years Of Growth

Mortgage lending helps drive the loan portfolio to new heights while membership engagement deepens at cooperatives over the decade following the Great Recession.
Industry Insights

Earnings By The Numbers (3Q18)

ROA for credit unions hit 0.96%. This is the highest it has been since the third quarter of 2003.
Industry Insights

Performance Pop Quiz: Have Credit Union Earnings Reached New Heights?

Test your knowledge of third quarter industry trends with this quiz on earnings by Callahan & Associates.
Industry Insights

A Smaller Take On Non-Interest Income

It's taken for granted that small credit unions are more reliant on fee income. But are they really?
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A Strategy To Manage Cash And Serve Members

Mountain America Credit Union is a veteran user of cash management analytics, but it’s still learning how to optimize its understanding of and confidence in ...
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Earnings By The Numbers (4Q 2016)

ROA increased 2 basis points for credit unions nationally, but where do the high and low performers fall?
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