CECL: A Half-Baked Cake
One year after implementation, there’s still work to be done when it comes to new rules around expected credit losses.
Risk/Compliance
Our Risk page is the top spot to learn about business continuity, compliance, enterprise risk management, fraud, and vendor management.
Top Risk/Compliance Articles
Everyone’s A Risk Manager At Logix FCU
For the past decade, the credit union’s head risk leader has been evangelizing the idea that everyone must be a risk manager to ensure the
5 Lessons For Credit Unions From Silicon Valley Bank’s Collapse
The crisis is still unfolding, but the latest high-profile bank failure has plenty of takeaways for credit unions around asset management, net worth, communication, and
Talking Turkey About Cyber Monday
November 19, 2018
No Comments
Consumer education and technology tools are the best defense against offensive fraudsters.
Leaders In Average Loan Balances (2Q18)
November 5, 2018
No Comments
Many credit unions with high loan balances are in pricey areas and serve tightly knit SEGs.
4 Things To Consider When Looking For An Outsourced Collections Partner
November 5, 2018
No Comments
Trained professionals help ensure credit union members receive quality services from a third-party collector.
AICPA Conference On Credit Unions (Day 1)
October 29, 2018
No Comments
The first day of the Las Vegas-based conference keyed in on CECL and technological advances.
AICPA Conference On Credit Unions (Day 2)
October 29, 2018
No Comments
The second day of the Las Vegas-based conference tackled anti-fraud strategies.
Custom Scorecards: A Credit Union’s Ticket To More Success
October 22, 2018
No Comments
Custom scorecards help lenders make more efficient decisions by providing more precision in targeting applications with a lower risk profile for that specific institution.
Restoring Cooperative Principles At NCUA
September 14, 2018
No Comments
At the heart of credit unions is a new organizational model based in cooperative design. It should also be at the core of the regulatory system. A radical overhaul is called for.
Maximizing Profit Through Risk-Based Pricing
September 10, 2018
No Comments
Risk-based pricing helps credit card programs succeed and comply by rewarding low credit risk behaviors and increasing access to the underserved.
Payments Space Invaders: Who’s Stealing Your Swipes?
September 10, 2018
No Comments
Tech-savvy credit union executives and seasoned consultants share strategy and payments plays that deserve a second look.
High Reward = High Return For This Plastic Program
September 5, 2018
No Comments
Three percent cash back and $59 a year are among the terms of Alliant Credit Union’s new credit card offering.
Talking Turkey About Cyber Monday
Consumer education and technology tools are the best defense against offensive fraudsters.
Leaders In Average Loan Balances (2Q18)
Many credit unions with high loan balances are in pricey areas and serve tightly knit SEGs.
4 Things To Consider When Looking For An Outsourced Collections Partner
Trained professionals help ensure credit union members receive quality services from a third-party collector.
AICPA Conference On Credit Unions (Day 1)
The first day of the Las Vegas-based conference keyed in on CECL and technological advances.
AICPA Conference On Credit Unions (Day 2)
The second day of the Las Vegas-based conference tackled anti-fraud strategies.
Custom Scorecards: A Credit Union’s Ticket To More Success
Custom scorecards help lenders make more efficient decisions by providing more precision in targeting applications with a lower risk profile for that specific institution.
Restoring Cooperative Principles At NCUA
At the heart of credit unions is a new organizational model based in cooperative design. It should also be at the core of the regulatory ...
Maximizing Profit Through Risk-Based Pricing
Risk-based pricing helps credit card programs succeed and comply by rewarding low credit risk behaviors and increasing access to the underserved.
Payments Space Invaders: Who’s Stealing Your Swipes?
Tech-savvy credit union executives and seasoned consultants share strategy and payments plays that deserve a second look.
High Reward = High Return For This Plastic Program
Three percent cash back and $59 a year are among the terms of Alliant Credit Union’s new credit card offering.
Browse Topics
It’s Been A Noisy, Yet Resilient Year For The U.S. Economy
Jason Haley
Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.
Every Member Deserves A Financial Oasis
Callahan & Associates
Discover how First Alliance Credit Union is redefining success by putting values and member needs at the heart of everything it does.
6 Lessons For Credit Unions From Craft Breweries
Alix Patterson
Craft breweries demonstrate how commitment to value, operational agility, and community focus can ignite growth and drive property.
The K-Shaped Recovery And An Economy Divided
Tony Waltrich
Inflation, debt, and income inequality are fueling a K-shaped, post-pandemic recovery, widening the gap between different economic segments and challenging lower-income households.
Quarterly Market Snapshot And Two-Year Financial Statement
Callahan & Associates
Quarterly performance reports from Callahan & Associates highlight important metrics from across the credit union industry. Comparing top-level performance and digging into the financial statement has never been easier.
How Asset Size Shapes Credit Union Performance Across 3 Metrics
Omar Shalabi
Explore how credit union size influences growth, lending, and efficiency.
Members Are On The Move. Credit Unions Are Here For Them.
Sherry Virden
Accelerating membership growth signals the increasing influence of credit unions amid evolving interest rate trends and economic challenges.
3 Ways Falling Rates Are Poised To Impact Credit Union Balance Sheets
Andrew Lepczyk
Falling interest rates are changing the game for credit unions. Explore how potential shifts in lending, savings, and margins are set to affect the bottom line.
Leaders Of The Pack: The Top 20 Cores For Credit Unions
Omar Shalabi
Explore the subtle shifts redefining the credit union core processing space and how these movements shape growth, innovation, and member experience.
A Fresh Start For A Timeless Mission
Callahan & Associates
The combination of the right philosophy and the right technology can set credit unions up for success even during difficult economic times.