Another Reason Credit Unions Aren’t Wells Fargo
Student lending predatory practices at big banks highlight the credit union difference.
Student lending predatory practices at big banks highlight the credit union difference.
A college loan can be, and often is, the foundation of a long-lasting relationship between a member and a credit union.
Careful underwriting, default insurance, and other best practices are helping credit unions beat national loan default rates and introduce bundled products that create lifetime relationships with college grads.
Credit unions step up to empower members with responsible student lending options.
Outstanding student loans at credit unions have increased 16.0% since second quarter 2015. Which credit unions lead the nation in student loan balances?
Five can’t-miss data points featured this week on CreditUnions.com.
Low rate environment and soaring student debt lead to growing refinance boom in student lending.
Wright-Patt CU wanted to set up a student lending program and found it could team with the new Credit Union Student Choice network.
Members 1st FCU finds early success with recent launch of private student lending solution.
Eastman CU offers full-cost student loans. It makes members for life, and delinquency rates have been low.

The annual conference offered insights on why service organizations remain a strategic asset for credit unions and how collaboration, AI, and advocacy are shaping what comes next.

Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.

More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.

Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.

Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.

The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.

CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.

Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.

Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.

Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.