Most credit unions that originate mortgages will have to comply with the ATR/QM rule, set to go into effect on January 10, 2014. The rule will open your credit union to new compliance procedures and potential liabilities.
SEO is a practice with one goal: ranking No. 1 for specific search terms on search engines.
Membership growth is on the rise across the industry, but the performance of one New York credit union makes it a notable outlier.
With a few weeks to go before the NCUA officially releases first quarter data, early numbers reveal four notable highlights for total income, income composition, fee income, and more.
CAHP Credit Union underpins loan growth by building rapport with peace officers across the Golden State.
What role can cooperatives play in an industry that was at one point considered a disruptor?
Credit union lending reached a record high of $796.5 billion in 2015 as cooperatives posted year-over-year growth in every major loan category.
The demand for member business loans and services is growing, and offering MBL options are one way to remain competitive in the financial industry.
One size doesn’t fit all. Providing an extensive credit card product suite can enhance members’ experiences and optimize portfolio revenue streams.
Analytics that identify pay-back characteristics can help lenders expand into C segment of borrowers.
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
How can credit unions stay true to their mission while evolving to meet modern needs?
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.