Sherry Virden
Sherry Virden is an Industry Analyst at Callahan & Associates.
As Deposit Growth Slows, Nonmember Deposits Surge
An amended rule on public unit and nonmember shares provides new sources of liquidity for federally insured credit unions.
Dividends Per Member Are On The Rise. So Are Member Relationships.
First quarter data highlights how credit unions have an opportunity to extend a guiding hand to consumers who might not be prudently addressing their financial ...
Credit Unions Are Spending Money To Lend Money
First quarter data shows the cost of funds increased 78 basis points annually as share certificate balance growth helped credit unions build liquidity.
Payday Alternative Loans Hit New Highs In 2022
Federally chartered credit unions originated more than $226 million in PALs last year, smashing the record set in 2019.
5 Takeaways From Trendwatch 4Q 2022
Dive into the performance trends that shaped the final quarter of the year, and learn how those metrics could impact the months ahead.
Commercial Loans Are Up; Delinquencies Are Down
Commercial real estate loans now comprise more than 90% of the total portfolio, but economic shifts could blunt their growth.
Loan Balances Reached Record-Breaking YOY Growth
Outstanding loan balances grew 19.1% in the third quarter of 2022. That number has never been higher at U.S. credit unions. What else happened in ...
A Closer Look At 2022’s Loan Growth Surge
Credit union lending boomed last year. What’s in store for this year?
Credit Unions Are Besting The Competition On Delinquency
Late payments are on the rise across the nation, but delinquency at credit unions is nearly half the national average.
Who Are The Top 10 Core Providers For U.S. Credit Unions?
The big three hold roughly half of the industry’s market share, but some smaller players are making gains.