Elevated interest rates make fixed-rate mortgages less attractive to borrowers. In today’s environment, adjustable-rate and balloon/hybrid options offer more attractive payments and short-term flexibility.
Recent data shows the cost of auto insurance has dramatically outpaced car prices in the last two decades.
A study of U.S. consumers shows the crucial role digital offerings play in winning over members looking for ease, accessibility, and personalization.
Test your knowledge of credit union lending trends in this consumer behavior pop quiz.
Consumers desperately want to save money, but an overwhelming majority say one or more obstacles stand in their way.
Recent data shows rising levels of employee stress, but people are becoming more comfortable asking for help dealing with those worries.
Gallup data reveals only 20% of employees feel strongly connected to their workplace culture, with minimal differences across remote, hybrid, and on-site settings. Learn why this matters for credit unions.
Veterans reported higher levels of financial wellbeing than the average U.S. adult in a CFPB survey, but credit unions have room to help those experiencing hardship.
The introduction of generative AI has transformed the business world in just two years. Here’s how adoption varies by job function.
Multiple common bond and community charters comprise the majority of the industry, but niche fields of membership boast some of the largest institutions.
Recent drops in consumer sentiment indicates reveal a complex mix of financial pessimism, political influence, and generational divides.
Cut through the noise and unlock growth with five bold tips to sharpen your targeting, master new channels, harness AI, and market like a pro.
Protection products offer a range of benefits that safeguard a borrower’s peace of mind while simultaneously buckling up their financial security.
Strong female voices have the potential to make change. These women are championing mentorship, innovation, and collaboration to shape the future of their organizations.
Three recovering bankers share new experiences at Together Credit Union.
Half of Americans are not ready for retirement, and with an uncertain economic environment, aging credit union members need their financial institutions more than ever.
Look beyond the headlines to better understand what is driving current market trends and how they could impact your credit union’s investment portfolio.
It’s all about AI this week on CreditUnions.com with real-life case studies, thought leadership, and more.
Key steps to help credit unions thoughtfully integrate AI across different areas to ensure a secure, effective approach to artificial intelligence.
Interra Credit Union’s SVP of Technology discusses being his organization’s “AI champion” and his advice for other credit unions looking to use it.