Graph Of The Week

CDFIs By The Numbers

CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.

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Blogs

AI Adoption Is Growing. Are Credit Unions Keeping Pace?

New data from Gallup shows half of all employees who work for companies that pay for AI tools use them. Credit unions are building their ...
Blogs

Mortgage Lending Is Back, But It Looks Different

After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in ...
Blogs

New Graduates Face A Cautious Job-Hiring Landscape

Today’s job market is shaped by skills based expectations, with employers slowing entry level hiring and placing greater emphasis on applied experience.
Graph Of The Week

42% Of U.S. Households Experience Financial Hardship

More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.
Graph Of The Week

Consumers Are Financing The Future Any Way They Can

Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.
Blogs

CDFIs By The Numbers

CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into ...
Blogs

How Today’s Market Is Stress-Testing Credit Union And Bank Earnings Models

Credit union and bank earnings reflect different business objectives. Those differences matter for how financial institutions serve their markets.
Blogs

How Inflation Changed Credit Union Member Behavior

Inflation has cooled, but its aftereffects still shape how credit union members spend, save, borrow, and relate to their credit union.
Blogs

How Prepared Are U.S. Workers For Retirement? The Answer Is, ‘Not Well.’

Data from Vanguard shows retirement preparation declines with age, leaving no generation fully ready. The gap presents both a challenge and an opportunity for credit ...
Graph Of The Week

When Members Don’t Turn To FIs, They Turn To Friends And Family

Financial advice comes in many forms. How can credits union make sure they are the No. 1 choice for their members?
From left: Dave Valentine, chief lending and strategy officer at Illinois-based Consumers Credit Union, and his dad, Mike Valentine, CEO of BCU.

A Credit Union Bond Beyond Bloodlines

For Mike and Dave Valentine, the family business just happens to be credit unions. The father-son duo talk leadership styles, cooperative values, and the lessons they’ve learned from each other along the way.

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Colorful digital promo for Baton Rouge Telco Federal Credit Union's Era's Tour-inspired HELOC campaign. It features bold “zero out-of-pocket costs” messaging and a call-to-action button.

Home Is Where The Heart (And More) Is

Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.

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