Industry Insights

From the credit union take on current industry events to best practices from outside (and inside) the industry, the latest data to notable trends, you’ll find a little bit of everything in this company-powered blog.

The Coverage Ratio Is Falling

Delinquency is climbing back to historic norms, but if increases continue at the current rate, credit unions will need to bulk up provisions to properly fund the allowance account.

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Graph Of The Week

This Year, Turn Purpose Into Action

Purpose drives engagement; engagement drives results. Not sure where to start? Check the map.
Graph Of The Week

Happy New Year. Americans Are More Stressed Than Ever.

Research finds many adults’ mental health hasn’t recovered from the pandemic — and it’s effecting how they approach their financial lives.
Graph Of The Week

Holiday Spending Is Poised To Reach Nearly $1 Billion

Consumers are spending 60% more than they did a decade ago, and data shows credit union members might be especially likely to put this year’s ...
Graph Of The Week

Credit Union Revenue Hits $89 Billion

Higher interest rates in 2023 underpinned an increase in total revenue, which hit a record high in the third quarter.
Commentary

Liquid Assets Are Back To Pre-Covid Levels. Markets Are Pricing For Dovish Fed.

Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
Blogs

The Coverage Ratio Is Falling

Delinquency is climbing back to historic norms, but if increases continue at the current rate, credit unions will need to bulk up provisions to properly ...
Graph Of The Week

Investments Offer A Glimmer Of Hope For Liquidity

The average time to maturity of investment portfolios shortened in the third quarter, a positive sign for credit union liquidity.
Graph Of The Week

Tightening Liquidity Pushes Cooperatives To Slow Indirect Lending

Third quarter data highlights the dynamic between liquidity challenges and lending strategy.
Industry Insights

Navigating Asset Quality In A Slowing Economy

Delinquency in on the rise, but some areas of the loan portfolio are performing notably better than others.
Blogs

5 Takeaways From Trendwatch 3Q 2023

Credit union performance in the third quarter echoed that of the second, with continued tightening of liquidity, diminishing ROA, and deteriorating asset quality.

The Coverage Ratio Is Falling

Delinquency is climbing back to historic norms, but if increases continue at the current rate, credit unions will need to bulk up provisions to properly fund the allowance account.

Read More »
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