2Q 2016 Drivers Of The Efficiency Ratio
Like your golf score, your credit union’s efficiency ratio should be low.
Like your golf score, your credit union’s efficiency ratio should be low.
Second quarter lending puts credit unions on the path to another record-breaking year. As of June 2016, three loan products accounted for more than 81% of the annual growth.
Total investments fell slightly as liquidity rose with share balances, following their usual pattern of posting the strongest growth in the first quarter of the year. What else happened in the first quarter of 2016?
Sure, credit unions are not-for-profit financial institutions, but that doesn’t mean they can exist without steady sources of income. See how credit unions are making money and deepening relationships this week on CreditUnions.com.
Overall delinquency is following the traditional cycle, but this year’s numbers might indicate a break in generally declining delinquency rates.
Bank of England cuts rates while the American traders chew on domestic numbers and the Fed waits for European picture to clear.
The regulator’s move may be first step of more relief to come.
The game is hot now, but what do you do when that Next Big Thing comes along?
CreditUnions.com rounds up examples of successful social media strategies — as well as identifies alternatives to Facebook and Twitter — to help credit unions take their social presence to the next level.
Strategies to help credit unions increase their social media presence.

Callahan & Associates provides an early look at quarterly performance results. Sneak a peek at the latest trends here.

The Ohio credit union’s Sunshine Community Fund is backing new homes in Dayton, combining financial support, education, and cross-team collaboration to empower first-time buyers.

The 2025 conference gathered vendors, dealers, lenders, and leaders to focus on successful sailing through turbulent seas.

The Minnesota-based cooperative invites high-dollar depositors to turn private prosperity into shared possibility through a savings product designed around social impact.

Josh Haney’s path to CEO at Perfect Circle Credit Union began at the teller line and wound through multiple departments, with each new role preparing him to take the helm.

The California cooperative turned a call center crisis into a success story — starting with cutting the average wait time from 45 minutes to three.

Healthcare coverage and education is a natural extension of the service and advocacy credit unions already provide.

When the postseason heats up, Callanan lets credit union balance sheets take a swing at the 2025 fall classic.

The Wisconsin credit union shares how small shops can do big things to thwart time-tested and changing threats.

Upcoming legislative changes position credit union student lending to meet soaring demand.
The Fed Abides: A Global Focus On The Bond Market