Efficiency By The Numbers (1Q18)
U.S. credit unions reported the lowest ever first quarter efficiency ratio in 2018.
U.S. credit unions reported the lowest ever first quarter efficiency ratio in 2018.
The net interest margin at credit unions nationwide increased as interest income expanded more than $3 billion in the past year.
As loan growth outpaces deposit growth, the industry loan-to-share ratio reaches 82.9%.
As calls for gender parity grow louder, the credit union industry has already made large strides.
Five can’t-miss data points this week on CreditUnions.com.
Modern marketing connects on values, not stuff. Credit unions can do that by telling their story better.
The president of the California and Nevada Credit Union League shares what drew her to the credit union movement and why she thinks more collaboration is a must-have for the future.
Balances as well as delinquencies for credit union credit cards were on the rise in the first quarter of the year.
Today, I bank exclusively online. But that might not be the case forever.
Credit card availability and use are on the rise. So are delinquency and charge-off rates.

What happens when credit union performance data meets March Madness? Callahan’s proprietary model breaks down state-level results to forecast who takes home the hardware.

Nuvision’s Added Advantage program tracks member engagement across the credit union, then rewards relationships through better pricing and other perks.

CDFI grant funding helps the Florida cooperative offer microloans for small businesses after many banks pulled out of its market.

By aligning governance, leadership, and day to day operations, Marine Credit Union transformed its foundation from a parallel operation into a visible extension of the credit union brand.
Credit union and bank earnings reflect different business objectives. Those differences matter for how financial institutions serve their markets.

Whitefish Credit Union barely mentions itself in its member stories. Instead, its high-quality video storytelling spotlights people, businesses, and communities, building trust, advocacy, and impact that don’t always show up in traditional ROI metrics.

The retired Langley FCU executive looks back on a career shaped by industry change, evolving leadership responsibility, and a constant focus on serving members first.

The New Jersey-New York metro credit union shares how a wellbeing-led strategy ensures members know where to turn first when life gets difficult.

To become skilled at personalization, credit unions must stop making assumptions about what resonates with members and start leveraging data to be sure.

Check all the right boxes while tying your credit union compliance efforts to strategy.
It’s Time To Make Your Credit Union A Lifestyle Brand