Adjustable Rate Mortgage (ARM)

Blogs

Consumers Are Shying Away From Fixed-Rate Mortgages

As the market shifts and borrowing costs rise, adjustable-rate home loans are becoming popular once again.
Blogs

Mortgage Originations Drop. Market Share Remains Flat.

Credit union mortgage market share is largely unchanged from one year ago; however, the percentage of adjustable-rate loans has jumped substantially.
Industry Insights

Participations Grow While Secondary Sales Slow

Secondary market sales of burgeoning credit union mortgage share remains dominant, but credit unions are selling more loans to each other, too.
Features

Five Ways to Encourage Powerful Volunteerism

Volunteers help credit unions understand more clearly the needs and wants of the community. An active Board of Directors aids in membership and business growth.
Features

How A Credit Union Can ARM Against Rate Risk

PenFed’s large stake in unusual adjustable rate mortgages helps defend against rate hikes while bolstering its bottom line.
Industry Insights

There’s No Place Like Home

What are credit unions doing to increase their visibility in the mortgage market?
Features

The Engine of the Institution

Products and services drive organic growth and deeper relationships at United FCU.
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