Credit Union Asset Quality In 1Q 2025
Delinquency and charge-offs have largely plateaued from last year. Encouragingly, many products improved compared to the previous quarter.
Delinquency and charge-offs have largely plateaued from last year. Encouragingly, many products improved compared to the previous quarter.
Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.
Why institutions are turning to personal loans for yield and diversification.
With recession fears on the rise, industry leaders are hoping for the best but preparing for the worst.
This presentation looked at the role of scenario analysis in Asset Liability Management (ALM) for credit unions.
Learn from 2025’s top innovators in financial wellness, including Changed, Starlight, Silvur and Debbie.
Six data points showcase what’s happening in the U.S. economy that could direct credit union decision-making in the year to come.
With the Fed poised to continue cutting interest rates, the near-term outlook for the credit union earnings model is much more promising.
After adjusting to a new normal following a slew of rate increases, repricing opportunities could be on the horizon.
Higher interest rates have forced members to pick and choose which debts to repay and which to postpone, which doesn’t fare well for revolving products.
With fewer resources and less visibility, credit unions must be more personal, more helpful, and more intentional in how they connect with potential borrowers and drive conversions.
Two high-performing credit unions break down their approach to FHA lending, offering real-world insights on staffing, servicing, technology, and member impact.
The Wisconsin cooperative has implemented auto-decisioning for consumer lending and gives the technology high marks for its impact on member satisfaction, employee engagement, and the balance sheet.
Perfecting loan files involves careful planning, reliable tracking, and scalable information management.
From funerals to education to gender-affirming care and beyond, credit unions are punching up the personal loan.
A changing economic climate is reshaping consumer borrowing patterns, presenting new challenges and opportunities for credit union lenders.
Callahan & Associates provides an early look at quarterly performance results. Sneak a peek at the latest trends here.
A 2025 BlackRock survey presents a snapshot of retirement readiness and shows Americans are saving, struggling, and still working.
At Publix Employees FCU, marketing plays a pivotal role in select employee group engagement.
CEO Jason M. Osterhage shares what happened when his organization adopted board term limits and reckoned with the downstream implications.
Markets Responded Well To Reduced Trade Fears In May